Credit union · NCUA insured
Greenville Heritage Federal Credit Union Auto Loan Rates
Top CarrotGreenville Heritage Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.
How Greenville Heritage Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greenville, SC, where Greenville Heritage Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greenville Heritage Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
2026-2022 Vehicles Auto Loan
Lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
3rd-lowest rate
Peach State Federal Credit Union
3.99%APR
- Terms
- 37–60 months
- Up to
- —
Greenville Heritage Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greenville Heritage Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2021-2016 Vehicles Auto Loan
Rates are lowest rates possible as of effective date, subject to change without notice, and may vary based upon creditworthiness and term selected. Underwriting criteria and credit union evaluation apply. 50,001 to 130,000 miles. Specialty Vehicles may carry a supplement of up to 200 basis points on posted rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49% | Up to 72 Months Financing. 50,001 to 130,000 miles. Specialty Vehicles may carry a supplement of up to 200 basis points. Rate based on creditworthiness. |
Sources (1)
- greenvilleheritage.com/rates · captured Oct 7, 2026
2026-2022 Vehicles Auto Loan
Rates are lowest rates possible as of effective date, subject to change without notice, and may vary based upon creditworthiness and term selected. Underwriting criteria and credit union evaluation apply. Less than 50,000 miles, < 125% LTV. Specialty Vehicles may carry a supplement of up to 200 basis points on posted rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | Up to 48 Month Financing. Less than 50,000 miles, < 125% LTV. Specialty Vehicles may carry a supplement of up to 200 basis points. Rate based on creditworthiness. |
| up to 60 months | 3.99% | 60 Month Financing. Less than 50,000 miles, < 125% LTV. Specialty Vehicles may carry a supplement of up to 200 basis points. Rate based on creditworthiness. |
| up to 72 months | 4.49% | 72 Month Financing. Less than 50,000 miles, < 125% LTV. Specialty Vehicles may carry a supplement of up to 200 basis points. Rate based on creditworthiness. |
| up to 84 months | 4.99% | 84 Month Financing. Less than 50,000 miles, < 125% LTV. Specialty Vehicles may carry a supplement of up to 200 basis points. Rate based on creditworthiness. |
Sources (1)
- greenvilleheritage.com/rates · captured Oct 7, 2026
Used Vehicles (more than 130,000 miles) Auto Loan
Rates are lowest rates possible as of effective date, subject to change without notice, and may vary based upon creditworthiness and term selected. Underwriting criteria and credit union evaluation apply. Used Vehicles with more than 130,000 miles. Specialty Vehicles may carry a supplement of up to 200 basis points on posted rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.95% | Up to 48 Months Financing. More than 130,000 miles. Specialty Vehicles may carry a supplement of up to 200 basis points. Rate based on creditworthiness. |
Sources (1)
- greenvilleheritage.com/rates · captured Oct 7, 2026
Who can join Greenville Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Greenville County.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- There is no fee to join, requiring only opening a savings account with a minimum deposit of $5.
Membership information collected October 4, 2026.