Credit union · NCUA insured
Greater Texas Credit Union Auto Loan Rates
Greater Texas Credit Union auto loans start at 5.79% APR for a new vehicle and 5.79% for a used one. Rates checked October 16, 2026.
How Greater Texas Credit Union’s auto loan rates compare
Compared with banks and credit unions near Austin, TX, where Greater Texas Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Texas Credit Union
5.79%APR
- Terms
- up to 66 months
- Discount
- None included
Auto Loans (2024 and Newer)
Lowest rate
Texell Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Discount
- None included
Greater Texas Credit Union auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.79%
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Texas Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (2016 - 2019)
Receive a 0.20% to 0.25% APR discount when you purchase GAP and Auto Warranty. Vehicles must be registered in Texas. Maximum age of used motor vehicle is 10 years from the current calendar year; mileage must be under 150,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.47% | Rate as low as 6.47% APR for terms up to 48 months. |
| up to 66 months | 6.95% | Rate as low as 6.95% APR for terms up to 66 months. |
Sources (2)
All captured Oct 7, 2026
Auto Loans (2020 - 2023)
Receive a 0.20% to 0.25% APR discount when you purchase GAP and Auto Warranty. Vehicles must be registered in Texas; out of state vehicles cannot be financed. Mileage must be less than 150,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.76% | Rate as low as 5.76% APR for terms up to 36 months. |
| up to 66 months | 6.29% | Rate as low as 6.29% APR for terms up to 66 months. |
| up to 75 months | 6.49% | Rate as low as 6.49% APR for terms up to 75 months. |
Sources (2)
All captured Oct 7, 2026
Auto Loans (2024 and Newer)
Receive a 0.20% to 0.25% APR discount when you purchase GAP and Auto Warranty. Vehicles must be registered in Texas; out of state vehicles cannot be financed. Rates are based on creditworthiness and guaranteed for 30 days from pre-approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.51% | Rate as low as 5.51% APR for terms up to 36 months. |
| up to 66 months | 5.79% | Rate as low as 5.79% APR for terms up to 66 months. |
| up to 75 months | 5.99% | Rate as low as 5.99% APR for terms up to 75 months. |
| up to 84 months | 6.79% | Rate as low as 6.79% APR for terms up to 84 months. |
Sources (2)
All captured Oct 7, 2026
Who can join Greater Texas Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.