Credit union · NCUA insured
Greater Texas Credit Union Credit Card Rates
Greater Texas Credit Union credit card rates start at 14.50% APR. Rates checked October 16, 2026.
How Greater Texas Credit Union’s credit card rates compare
Compared with banks and credit unions near Austin, TX, where Greater Texas Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Texas Credit Union
– –
No ongoing APR published
Lowest rate
Government Employees FCU
6.99%APR
2nd-lowest rate
PECU
7.99%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Ascent Cash Back Credit Card
Subject to credit approval; membership and identity verification required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable APR based on Prime Rate and creditworthiness. Applies to purchases, cash advances, and balance transfers. |
Foundation Secured Credit Card
Secured credit card backed by savings/security deposit. Membership and identity verification required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Fixed APR. Requires $500 minimum security deposit held by credit union. Rate applies to purchases, cash advances, and balance transfers. |
Momentum Preferred Rate Credit Card
Subject to credit approval; rate based on creditworthiness. Unsecured loan applications may require additional review. Membership and identity verification required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.50%–18.00% | None | Variable APR based on Prime Rate and creditworthiness. Applies to purchases, cash advances, and balance transfers. |
Pinnacle Cash Back Credit Card
Subject to credit approval; minimum qualifying credit score is 680. Limit one Pinnacle credit card account per member. Checking account with $1,000 monthly deposit required for bonus earn tiers. Membership and identity verification required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable APR based on Prime Rate and creditworthiness. Minimum qualifying credit score is 680. Applies to purchases, balance transfers, and cash advances. |
Who can join Greater Texas Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.