Credit union · NCUA insured
GR Consumers Credit Union Credit Card Rates
Top CarrotGR Consumers Credit Union credit card rates start at 10.65% APR. Rates checked October 16, 2026.
How GR Consumers Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where GR Consumers Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
GR Consumers Credit Union
– –
No ongoing APR published
Lowest rate
River Valley Credit Union
7.50%APR
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Mastercard
Membership requires $5.00 savings account deposit and living, working, worshipping, or attending school in Kent, Ottawa, or Muskegon Counties in Michigan, or being an eligible family member/retiree. Credit limit up to $5,000 based on credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 6.00% | None | 6.00% APR introductory rate for first 6 billing cycles. |
| Ongoing | 14.65% | None | Fixed rate of 14.65% APR after introductory rate period. |
Gold Mastercard
Membership requires $5.00 savings account deposit and living, working, worshipping, or attending school in Kent, Ottawa, or Muskegon Counties in Michigan, or being an eligible family member/retiree. Credit limit between $5,000 and $10,000 based on credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 6.00% | None | 6.00% APR introductory rate for first 6 billing cycles. |
| Ongoing | 10.65% | None | Fixed rate of 10.65% APR after introductory rate period. |
Who can join GR Consumers Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.