Credit union · NCUA insured
GR Consumers Credit Union Auto Loan Rates
Top CarrotGR Consumers Credit Union auto loans start at 4.25% APR for a new vehicle and 4.25% for a used one. Rates checked October 16, 2026.
How GR Consumers Credit Union’s auto loan rates compare
Compared with banks and credit unions near Grand Rapids, MI, where GR Consumers Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
GR Consumers Credit Union
4.25%APR
New/Used Auto
Lowest rate
Meijer Credit Union
4.24%APR
3rd-lowest rate
Compass Credit Union
4.49%APR
GR Consumers Credit Union auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GR Consumers Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Auto
Rates determined by credit score and loan term; Gold & Platinum members earn interest rate discount up to 0.25% APR; membership eligibility required; rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | APR on closed-end loans determined by borrower's credit score and term of loan. Gold & Platinum members earn an interest rate discount up to 0.25% APR. |
| up to 48 months | 4.99% | Individual rates based on credit score and loan term. Subject to credit union membership eligibility, credit approval, and verification of application information. Rates subject to change at any time. |
| up to 60 months | 5.24% | Individual rates based on credit score and loan term. Subject to credit union membership eligibility, credit approval, and verification of application information. Rates subject to change at any time. |
| up to 72 months | 5.49% | Individual rates based on credit score and loan term. Subject to credit union membership eligibility, credit approval, and verification of application information. Rates subject to change at any time. |
Who can join GR Consumers Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.