Credit union · NCUA insured
GR Consumers Credit Union Savings Rates
Top CarrotGR Consumers Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How GR Consumers Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where GR Consumers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GR Consumers Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
GR Consumers Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GR Consumers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.10%APY
Maintained as a condition of membership ($5.00 minimum balance required to be eligible for other products or services).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees may reduce earnings. Rates are subject to change without notice.Any balance | 0.10% | $10 | Fees may reduce earnings. Rates are subject to change without notice. |
Sources (3)
All captured Oct 16, 2026
Special Purpose Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees may reduce earnings. Rates are subject to change without notice.Any balance | 0.10% | $10 | Fees may reduce earnings. Rates are subject to change without notice. |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
IRA Savings
0.20%APY
Traditional and Roth IRA savings options available. No set up or maintenance fees. Must maintain a Share Savings Account with a minimum balance of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees may reduce earnings. Rates are subject to change without notice. No minimum balance.Any balance | 0.20% | $20 | Fees may reduce earnings. Rates are subject to change without notice. No minimum balance. |
Sources (3)
All captured Oct 16, 2026
Who can join GR Consumers Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.