Credit union · NCUA insured
Geismar Complex Federal Credit Union Savings Rates
Top CarrotGeismar Complex Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Geismar Complex Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Geismar Complex Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Geismar Complex Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share Account
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
Geismar Complex Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Geismar Complex Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Account
0.25%APY
Dividends are calculated by the Daily Balance Method and paid quarterly. Members receive 3 free withdrawals per month, after which a $5.00 fee is charged per withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance of $100.01 or more earns dividends. Paid quarterly.$100 and up | 0.25% | $25 | Minimum daily balance of $100.01 or more earns dividends. Paid quarterly. |
Sources (4)
All captured Sep 18, 2026
Special-purpose accounts
IRA Accounts
2.02%APY
Available as Traditional and Roth IRA share accounts. Dividends paid monthly. Early IRA withdrawal fee is $20.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional and Roth IRA share accounts. Dividends paid monthly.Any balance | 2.02% | $202 | Applies to Traditional and Roth IRA share accounts. Dividends paid monthly. |
Sources (4)
All captured Sep 18, 2026
Christmas Club Account
0.25%APY
Funds are disbursed during the first week of November. Dividends are paid annually. Allows up to 3 early withdrawals per year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid annually. Funds disbursed the first week of November.Any balance | 0.25% | $25 | Dividends are paid annually. Funds disbursed the first week of November. |
Sources (3)
All captured Sep 18, 2026
Who can join Geismar Complex Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specified partner companies are eligible to join Geismar Complex FCU.
Family and household
- A spouse, child, sibling, parent, grandparent, grandchild, cousins, aunt, uncles, step-parent, stepsiblings, or adopted individuals of an existing member are eligible to join.
- Individuals who live in the same residence maintaining a single economic unit with a current GCFCU member are eligible to join.
Membership information collected October 5, 2026.