Credit union · NCUA insured
Geismar Complex Federal Credit Union Auto Loan Rates
Top CarrotGeismar Complex Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Geismar Complex Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Geismar Complex Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Geismar Complex Federal Credit Union
3.99%APR
- Terms
- up to 84 months
New Vehicle Loan
Lowest rate
Formation Credit Union
3.15%APR
- Terms
- up to 72 months
2nd-lowest rate
Baton Rouge City Parish Employees FCU
3.99%APR
- Terms
- up to 84 months
Geismar Complex Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Geismar Complex Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
APR varies by term. Terms up to 7 years.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.99% | APR varies by term. Rates as low as 3.99% for 60 months; terms up to 7 years (84 months). |
Used Vehicle Loan
APR varies by term. Terms up to 6 years. Used vehicles 1 to 5 model years old can be financed up to 72 months; 6 to 7 model years old up to 48 months; 8 to 10 model years old up to 48 months with a maximum LTV of 80%.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 3.99% | APR varies by term. Rates as low as 3.99% for 48 months; terms up to 6 years (72 months). Used vehicles 1 to 5 model years old can be financed up to 72 months; 6 to 7 model years old up to 48 months; 8 to 10 model years old up to 48 months with a maximum LTV of 80%. |
Who can join Geismar Complex Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specified partner companies are eligible to join Geismar Complex FCU.
Family and household
- A spouse, child, sibling, parent, grandparent, grandchild, cousins, aunt, uncles, step-parent, stepsiblings, or adopted individuals of an existing member are eligible to join.
- Individuals who live in the same residence maintaining a single economic unit with a current GCFCU member are eligible to join.
Membership information collected October 5, 2026.