Credit union · NCUA insured
Fort Billings FCU Credit Card Rates
Fort Billings FCU credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Fort Billings FCU’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Fort Billings FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fort Billings FCU
9.99%APR
- Up to
- —
Visa Platinum
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
Fort Billings FCU credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fort Billings FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Credit limits up to $10,000. Advertised 'as low as' APR is determined by risk-based lending and credit scoring. Primary savings account with $5.00 minimum deposit required for credit union membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Purchase APR. Determined by risk-based lending and credit scoring. |
Sources (2)
All captured Oct 22, 2026
Visa Gold
Credit limits up to $10,000. Advertised 'as low as' APR is determined by risk-based lending and credit scoring. Primary savings account with $5.00 minimum deposit required for credit union membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 7.90% | None | Introductory purchase APR for the first 6 months. |
| Ongoing | 11.99% | None | Regular purchase APR after the introductory 6 months. Determined by risk-based lending and credit scoring. |
| Ongoing | 7.90% | None | Fixed rate for the life of the balance transfer. No balance transfer fees. |
| Ongoing | 13.90% | None | Cash advances accrue interest from the date the advance is made. |
Sources (2)
All captured Oct 22, 2026
Visa Platinum
Credit limits up to $10,000. Advertised 'as low as' APR is determined by risk-based lending and credit scoring. Primary savings account with $5.00 minimum deposit required for credit union membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 7.90% | None | Introductory purchase APR for the first 6 months. |
| Ongoing | 9.99% | None | Regular purchase APR after the introductory 6 months. Determined by risk-based lending and credit scoring. |
| Ongoing | 7.90% | None | Fixed rate for the life of the balance transfer. No balance transfer fees. |
| Ongoing | 13.90% | None | Cash advances accrue interest from the date the advance is made. |
Sources (2)
All captured Oct 22, 2026
Who can join Fort Billings FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, regularly volunteers, or regularly conducts business within Gloucester County or select areas of Salem & Camden Counties.
Family and household
- Membership is open to anyone related to or currently sharing a residence with a Fort Billings FCU employee or member.
Cost to join
- Opening an account requires a minimum share deposit of $5.00 into a primary savings account.
Membership information collected October 5, 2026.