Credit union · NCUA insured
Acadian FCU Credit Card Rates
Acadian FCU credit cards start at 9.20% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Acadian FCU’s credit card rates compare
Compared with banks and credit unions near Lafayette, LA, where Acadian FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Acadian FCU
9.20%APR
- Annual fee
- $10
- Up to
- —
Visa Classic
2nd-lowest rate
CUSA Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 14.90% APR
3rd-lowest rate
University of Louisiana FCU
9.95%APR
- Annual fee
- None
- Up to
- —
Acadian FCU credit card score
88
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Acadian FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Low fixed rate. Annual fee for the first year is waived upon application; no annual fee on Senior Gala Club Checking account or with an active share draft account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.20% | $10 | Method of computing: Average Daily Balance Including New Purchases. 9.20% APR applies to Purchases, Balance Transfers, and Cash Advances. $10.00 annual fee waived for the first year on new accounts, or with Senior Gala Club Checking account or active share draft account. |
Sources (3)
- acadianfcu.org/wp-content/uplo…014/09/DOC111717-001.pdf
- acadianfcu.org/rates
- acadianfcu.org/products/card-services
All captured Oct 7, 2026
Who can join Acadian FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of participating sponsor company groups qualify for membership.
Military, government and schools
- Employees of Remington College or Lafayette Christian Academy qualify for membership.
- Employees of Dept of the Army 1st Battalion, 378th Regiment, 2nd Brigade or Dept of the Army 2 Detachment, 344th Maintenance Co. qualify for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptions) of an existing member are eligible for membership.
Membership information collected October 5, 2026.