Credit union · NCUA insured
Maple Federal Credit Union Auto Loan Rates
Maple Federal Credit Union auto loans start at 3.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Maple Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lafayette, LA, where Maple Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maple Federal Credit Union
3.49%APR
- Terms
- up to 96 months
- Up to
- —
- Discount
- None included
New Auto
2nd-lowest rate
705 FCU
4.25%APR
- Terms
- up to 72 months
- Up to
- 17.00% APR
- Discount
- None included
3rd-lowest rate
CUSA Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Maple Federal Credit Union auto loan score
92
Auto loan score
Higher than 94% of U.S. banks and credit unions
- New vehicleNew3.49%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maple Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Loan rates are based on each individual's credit history and capacity to repay. Certain conditions and restrictions apply. APR represents Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 3.49% | As Low As rate. Based on individual's credit history and capacity to repay. |
New Motorcycle, Recreational or Utility Vehicle
Loan rates are based on each individual's credit history and capacity to repay. Certain conditions and restrictions apply. APR represents Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.25% | As Low As rate. Based on individual's credit history and capacity to repay. |
Sources (1)
- maplefcu.net/rates · captured Oct 7, 2026
Used Auto (1 Yr Old)
Loan rates are based on each individual's credit history and capacity to repay. Certain conditions and restrictions apply. APR represents Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 4.99% | As Low As rate. Based on individual's credit history and capacity to repay. |
Used Auto (10+ Yrs Old)
Loan rates are based on each individual's credit history and capacity to repay. Certain conditions and restrictions apply. APR represents Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.49% | As Low As rate. Based on individual's credit history and capacity to repay. |
Used Auto (2–10 Yrs Old)
Loan rates are based on each individual's credit history and capacity to repay. Certain conditions and restrictions apply. APR represents Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49% | As Low As rate. Based on individual's credit history and capacity to repay. |
Used Motorcycle, Recreational or Utility Vehicle
Loan rates are based on each individual's credit history and capacity to repay. Certain conditions and restrictions apply. APR represents Annual Percentage Rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.25% | As Low As rate. Based on individual's credit history and capacity to repay. |
Sources (1)
- maplefcu.net/rates · captured Oct 7, 2026
Who can join Maple Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and affiliates of listed select employer groups and organizations are eligible for membership.
Military, government and schools
- Employees or active members of specific listed local government, municipal, utility, and public safety organizations are eligible.
- Employees of all parish governments, municipal/city governments, and any local governmental units within Lafayette Parish (except Lafayette Parish School Board) are eligible.
Family and household
- Immediate family members of existing Maple Federal Credit Union members are eligible.
Other ways
- Persons retired as parishioners or annuitants and organizations of such persons are eligible for membership.
Cost to join
- A $5.00 share membership deposit is required to join Maple FCU.
Membership information collected October 5, 2026.