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Credit union · NCUA insured

Fargo VA Federal Credit Union Credit Card Rates

Fargo VA Federal Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Fargo VA Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Fargo, ND-MN, where Fargo VA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Fargo VA Federal Credit Union credit card score

75

Credit card score

Higher than 40% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Fargo VA Federal Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Fargo VA Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Fargo VA Federal Credit Union are eligible for membership.
  • Employees and voting members of Dakota Consumer Council in Fargo, North Dakota qualifying under its charter and bylaws in effect on November 12, 2024 are eligible for membership.
  • Members of the Francis J. Beaton Disabled Veterans Chapter #1 in Fargo, ND are eligible for membership.
  • Members of the Arthur W. Jones VFW Post No. 7564 in West Fargo, ND are eligible for membership.
  • Members of the Roy Chandler VFW Post No. 762 in Fargo, ND are eligible for membership.

Military, government and schools

  • Employees of the Veterans Administration Medical and Regional Office Center who work in or are supervised from Fargo, North Dakota are eligible for membership.
5 more ways to join

Military, government and schools

  • Employees of the University of North Dakota who work at the University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota are eligible for membership.
  • Veterans Service Officers, State Representatives of the Department of Veterans Affairs, and their secretaries whose offices are located in Fargo, North Dakota or Moorhead, Minnesota are eligible for membership.

Family and household

  • Immediate family members, household members, and organizations of eligible persons are eligible for membership.
  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Other ways

  • Persons retired as pensioners or annuitants from qualifying field of membership employment are eligible for membership.

Membership information collected October 4, 2026.

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