Credit union · NCUA insured
Town and Country Credit Union Credit Card Rates
Top CarrotTown and Country Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Town and Country Credit Union’s credit card rates compare
Compared with banks and credit unions near Minot, ND, where Town and Country Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Town and Country Credit Union
9.90%APR
Visa Signature
Lowest rate
Aspire Credit Union
7.90%APR
2nd-lowest rate
Affinity First Federal Credit Union
8.90%APR
Town and Country Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Town and Country Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate. Credit limit up to $5,000. |
Sources (2)
- townandcountry.org/personal/loans/interest-rates
- townandcountry.org/personal/credit-cards/credit-cards
All captured Oct 4, 2026
Visa Classic Student
Ages 13-23; changes to a Visa Classic at age 24.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.90% | None | Fixed rate. For ages 13-23; changes to a Visa Classic at age 24. Credit limit up to $5,000. |
Sources (2)
- townandcountry.org/personal/loans/interest-rates
- townandcountry.org/personal/credit-cards/credit-cards
All captured Oct 4, 2026
Visa Signature
Credit limits greater than or equal to $5,000 require a checking account with direct deposit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. Credit limit up to $75,000 (credit limits of $5,000 or more require a checking account with direct deposit). |
Sources (2)
- townandcountry.org/personal/loans/interest-rates
- townandcountry.org/personal/credit-cards/credit-cards
All captured Oct 4, 2026
Who can join Town and Country Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.