Credit union · NCUA insured
Fargo Public Schools Federal Credit Union Credit Card Rates
Fargo Public Schools Federal Credit Union credit cards start at 7.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Fargo Public Schools Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Fargo, ND-MN, where Fargo Public Schools Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fargo Public Schools Federal Credit Union
7.00%APR
Credit Card
2nd-lowest rate
Town and Country Credit Union
9.90%APR
3rd-lowest rate
Fargo VA Federal Credit Union
11.50%APR
Fargo Public Schools Federal Credit Union credit card score
95
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fargo Public Schools Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.00% | None | Share Secured |
| Ongoing | 10.95% | $30 | — |
| Ongoing | 15.75% | None | — |
Sources (1)
- fpsfcu.com/cards/credit-card · captured Oct 7, 2026
Who can join Fargo Public Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Board members are eligible to join.
- Current or retired Fargo Public Schools employees are eligible for membership.
Family and household
- Immediate family members of a current Fargo Public Schools FCU member (including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild) are eligible for membership.
Cost to join
- Members must deposit $50 by check or cash to their share savings account, which represents their share of the Credit Union and is refundable upon closing the account.
Membership information collected October 4, 2026.