Credit union · NCUA insured
American Spirit Federal Credit Union Credit Card Rates
American Spirit Federal Credit Union credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How American Spirit Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where American Spirit Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
American Spirit Federal Credit Union
9.50%APR
- Up to
- —
Platinum Visa
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
American Spirit Federal Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where American Spirit Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | None | Interest rate as low as 9.50% APR. Purchasing power up to $15,000 limit. No annual fee. Low Balance Transfer Fee. No Cash Advance Fee. Score Rewards available. |
Sources (1)
- americanspirit.org/credit-card · captured Oct 7, 2026
Who can join American Spirit Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.