Skip to content

Credit union · NCUA insured

Provident Federal Credit Union Auto Loan Rates

Provident Federal Credit Union auto loans start at 4.26% APR for a new vehicle and 6.26% for a used one. Rates checked October 22, 2026.

How Provident Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Dover, DE, where Provident Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

Compare auto loan rates near you →

Provident Federal Credit Union auto loan score

86

Auto loan score

Higher than 72% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.26%
  • Used vehicleUsed6.26%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Provident Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Provident Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Aerotek Contract Engineering Services under contract in the Kraft Foods facility in Dover are eligible for membership.
  • Employees of American Dental are eligible for membership.
  • Employees of AZZ Enclosure Systems are eligible for membership.
  • Employees of DI Corporation-Central, a division of CDI Corporation, under contract in the Kraft Foods facility in Dover are eligible for membership.
  • Employees of Eden Hill Medical Center are eligible for membership.
  • Members/employees of Holy Trinity Union American Methodist Episcopal Church are eligible for membership.
11 more ways to join

Employers and groups

  • Employees of Kelly Services under contract in the Kraft Foods facility in Dover are eligible for membership.
  • All Kraft Foods Employees located at the Dover, DE location are eligible for membership.
  • Employees of Precious Moments Education and Community Center are eligible for membership.
  • Employees of Women’s Care Associates of Dover are eligible for membership.

Family and household

  • Family members of employees of American Dental are eligible for membership.
  • Family members of employees of AZZ Enclosure Systems are eligible for membership.
  • Family members of employees of Eden Hill Medical Center are eligible for membership.
  • Family members of eligible persons affiliated with Holy Trinity Union American Methodist Episcopal Church are eligible for membership.
  • Family members of Kraft Foods employees located at the Dover, DE location are eligible for membership.
  • Family members of employees of Precious Moments Education and Community Center are eligible for membership.
  • Family members of employees of Women’s Care Associates of Dover are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Provident Federal Credit Union overview