Credit union · NCUA insured
DEXSTA Federal Credit Union Auto Loan Rates
DEXSTA Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How DEXSTA Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where DEXSTA Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DEXSTA Federal Credit Union
5.24%APR
- Terms
- 49–66 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
DEXSTA Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DEXSTA Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
APRs are as low as the rates advertised above. Your APR may vary based upon individual credit profile and loan amount to value.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49% | Model Years 2024-2027 |
| 49–66 months | 5.24% | Model Years 2024-2027 |
| 67–75 months | 5.74% | Model Years 2024-2027 |
| 76–84 months | 6.24% | Model Years 2024-2027 |
| 85–96 months | 7.25% | Model Years 2024-2027 |
| up to 48 months | 5.49% | Model Years 2021-2023 |
| 49–66 months | 5.99% | Model Years 2021-2023 |
| 67–75 months | 6.49% | Model Years 2021-2023 |
| 76–84 months | 7.24% | Model Years 2021-2023 |
| up to 48 months | 6.49% | Model Years 2018-2020 |
| 49–66 months | 6.99% | Model Years 2018-2020 |
| 67–75 months | 7.49% | Model Years 2018-2020 |
| 76–84 months | 8.24% | Model Years 2018-2020 |
| up to 66 months | 8.99% | Model Years 2016-2017 |
| 67–75 months | 9.49% | Model Years 2016-2017 |
Motorcycle Loans
APRs are as low as the rates advertised above. Your APR may vary based upon individual credit profile and loan amount to value.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | Motorcycles Model Years 2021–2027 |
| 49–66 months | 5.99% | Motorcycles Model Years 2021–2027 |
| 67–75 months | 6.49% | Motorcycles Model Years 2021–2027 |
| up to 48 months | 6.49% | Motorcycles Model Years 2016–2020 |
| 49–66 months | 8.99% | Motorcycles Model Years 2016–2020 |
| 67–75 months | 9.49% | Motorcycles Model Years 2016–2020 |
Sources (1)
- dexsta.com/rates · captured Oct 3, 2026
Who can join DEXSTA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in New Castle County or Kent County, Delaware, or Cecil County, Maryland are eligible to join.
Family and household
- Family members and members of the household of individuals eligible through the geographic criteria are eligible for membership.
Cost to join
- A $5.00 deposit is required to open Checking & Share Savings Accounts upon joining.
Membership information collected October 4, 2026.