Credit union · NCUA insured
CSE Federal Credit Union Credit Card Rates
CSE Federal Credit Union credit card rates start at 12.74% APR. Rates checked October 16, 2026.
How CSE Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lake Charles, LA, where CSE Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CSE Federal Credit Union
– –
No ongoing APR published
Lowest rate
First Federal Bank of Louisiana
8.90%APR
2nd-lowest rate
Capital One
9.99%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa BlueRoof Classic
Membership and credit approval required. Credit extended is secured for California borrowers. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | Introductory APR for a period of six billing cycles (first six months) for purchases. Prevailing non-introductory APR may apply if 60 days late. |
| Ongoing | 12.74%–16.00% | None | Standard variable APR based on creditworthiness; varies with the market based on the Prime Rate. Applies to purchases, balance transfers, and cash advances after introductory period. |
Sources (3)
All captured Oct 5, 2026
Visa BlueRoof Rewards
Membership and credit approval required. Credit extended is secured for California borrowers. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.99% | None | Introductory APR for a period of six billing cycles (first six months) for purchases. Prevailing non-introductory APR may apply if 60 days late. |
| Ongoing | 14.74%–16.00% | None | Standard variable APR based on creditworthiness; varies with the market based on the Prime Rate. Applies to purchases, balance transfers, and cash advances after introductory period. |
Sources (3)
All captured Oct 5, 2026
Visa Element
Secured by a share deposit; no credit check necessary or minimum credit score required for approval. For California borrowers, credit extended is secured by personal property/shares. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Fixed APR of 16.00% for purchases, balance transfers, and cash advances. 2.00% balance transfer and cash advance fees apply. |
Sources (3)
All captured Oct 5, 2026
Who can join CSE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, regularly conduct business in, worship, attend school in, volunteer in the community, and businesses and other legal entities in Allen, Beauregard, Calcasieu, Cameron, Jefferson Davis, or Vernon Parishes, Louisiana.
Employers and groups
- Membership is open to employees of CSE Business Partners.
Family and household
- Membership is open to immediate family of current CSE members (limited to spouses, children, stepchildren, parents, grandparents, grandchildren, siblings), regardless of where those family members live.
- Membership is open to current CSE members' household residents (persons living in the same residence maintaining a single economic unit).
- Membership is open to spouses of persons who died while within CSE's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Membership information collected October 5, 2026.