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Cross Valley Federal Credit Union Auto Loan Rates

Cross Valley Federal Credit Union auto loans start at 5.04% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.

How Cross Valley Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Scranton, PA, where Cross Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Cross Valley Federal Credit Union

    5.04%APR

    Terms
    up to 60 months

    New / Used Car, Truck, SUV Loan (2021 - 2026)

  • Lowest rate

    UFCW Community Federal Credit Union

    3.70%APR

    Terms
    up to 60 months

    UFCW Community Federal Credit Union rates

  • Top Carrot, Carrot Score 96

    2nd-lowest rate

    PenFed Credit Union

    3.84%APR

    Terms
    up to 60 months

    PenFed Credit Union rates

Compare auto loan rates near you →

Cross Valley Federal Credit Union auto loan score

80

Auto loan score

Higher than 53% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.04%
  • Used vehicleUsed5.24%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Cross Valley Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Cross Valley Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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