Credit union · NCUA insured
CoVantage Credit Union Auto Loan Rates
CoVantage Credit Union auto loan rates start at 4.49% APR. Rates checked October 16, 2026.
How CoVantage Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wausau, WI, where CoVantage Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CoVantage Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Athens Area CU
4.25%APR
- Terms
- up to 60 months
2nd-lowest rate
Marathon County Employees Credit Union
4.49%APR
- Terms
- up to 72 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Titled Vehicle Loans
APR effective October 15, 2026 and subject to change. Rates displayed are best available rates with a MaxYield Checking and Savings relationship. Regular New & Used Vehicle and RV rates and monthly payments are based on financing 100% of value. $5,000 minimum loan amount for titled rates on auto loans; auto loans under $5,000 are subject to unsecured rates and terms. Individual rates and terms may vary based on down payment, age of collateral, mileage, credit history, credit score, and account relationship. Titled Vehicle & RV Rates include: Titled cars, motorcycles, campers, and boats over 16 feet long. 120 and 180 month terms only available for motorhomes, campers and boats.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.49% | — |
| up to 36 months | 4.74% | — |
| up to 48 months | 4.84% | — |
| up to 60 months | 4.99% | — |
| up to 66 months | 5.09% | — |
| up to 72 months | 5.09% | — |
| up to 84 months | 5.89% | — |
| up to 120 months | 5.94% | — |
| up to 180 months | 6.94% | — |
Sources (1)
- covantagecu.org/resources/rates/loan-rates · captured Oct 16, 2026
Who can join CoVantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified counties in Wisconsin, Michigan, or Illinois are eligible for membership.
Employers and groups
- Employees of Little Rapids Corporation, Shawano Mill, Weber Veneer & Plywood Company, Weyerhaeuser Co., Wisconsin, Kimberly Clark Corporation and subsidiaries, or Facility Logistics Services, Inc. are eligible for membership.
- Employees or retirees of Gulf Stream or The Halyard Health employee group are eligible for membership.
- Members of Servco FS Cooperative (formerly Farm Bureau Cooperative) in Antigo are eligible for membership.
Military, government and schools
- Currently employed or retired law enforcement personnel, firefighters, and members of organizations or non-profits with a law enforcement or firefighter focus throughout the State of Wisconsin are eligible for membership.
- Present students or alumni of a post-secondary school in Marathon County are eligible for membership.
5 more ways to join
Family and household
- Immediate and extended family members (spouse, parent, child, stepparent, stepchild, sibling, step-sibling, grandparent, step-grandparent, grandchild, step-grandchild) of a current CoVantage Credit Union member are eligible for membership.
Other ways
- Individuals who donate to the CoVantage Cares Foundation, or have a donation made on their behalf, are eligible for membership.
- Existing customers of Northwoods National Bank (obtained 2/2016) are eligible for membership.
- Organizations, associations, and trusts meeting eligibility criteria are eligible for membership.
- Members or customers of merged or acquired predecessor financial institutions at the time of transaction are eligible for membership.
Cost to join
- A one-time non-refundable $10 donation to the CoVantage Cares Foundation is required if joining through the foundation eligibility path.
- A $10 refundable share deposit into a regular Share Savings Account is required to establish membership.
Membership information collected October 5, 2026.