Credit union · NCUA insured
Athens Area CU Auto Loan Rates
Athens Area CU auto loans start at 4.25% APR for a new vehicle and 3.75% for a used one. Rates checked October 16, 2026.
How Athens Area CU’s auto loan rates compare
Compared with banks and credit unions near Wausau, WI, where Athens Area CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Athens Area CU
4.25%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto or Recreational Vehicle
2nd-lowest rate
Marathon County Employees Credit Union
4.49%APR
- Terms
- up to 72 months
- Discount
- None included
3rd-lowest rate
Taylor Credit Union
4.64%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Athens Area CU auto loan score
95
Auto loan score
Higher than 98% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed3.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Athens Area CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2018 - 2021 Used Auto or Recreational Vehicle
100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.05% | Monthly payment per thousand is $30.00. |
| up to 48 months | 5.30% | Monthly payment per thousand is $23.17. |
2022 - 2026 Used Auto or Recreational Vehicle
100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.00% | Monthly payment per thousand is $29.53. |
| up to 48 months | 4.25% | Monthly payment per thousand is $22.70. |
| up to 60 months | 4.50% | Monthly payment per thousand is $18.75. |
| up to 72 months | 4.75% | ** $30,000 Minimum for ATV/UTV. Monthly payment per thousand is $15.99. |
All Other Used Vehicle or Secured Personal Loans
100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.50% | Monthly payment per thousand is $30.20. |
New Auto or Recreational Vehicle
100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.75% | Monthly payment per thousand is $29.42. |
| up to 48 months | 4.00% | Monthly payment per thousand is $22.58. |
| up to 60 months | 4.25% | Monthly payment per thousand is $18.53. |
| up to 72 months | 4.50% | **30,000 Minimum for ATV/UTV. Monthly payment per thousand is $15.88. |
| up to 84 months | 4.75% | *$50,000 Minimum. Monthly payment per thousand is $14.02. |
Promotional 2017 or older Used Autos
Purchases and refinance from other financial only. 100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Monthly payment per thousand is $29.75. |
Promotional 2018 - 2021 Used Autos
Purchases and refinance from other financial only. 100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.05% | Monthly payment per thousand is $29.55. |
| up to 48 months | 4.30% | Monthly payment per thousand is $22.72. |
Promotional 2022 - 2026 Used Autos
Purchases and refinance from other financial only. 100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.00% | Monthly payment per thousand is $29.08. |
| up to 48 months | 3.25% | Monthly payment per thousand is $22.25. |
| up to 60 months | 3.50% | Monthly payment per thousand is $18.20. |
| up to 72 months | 3.75% | Monthly payment per thousand is $15.53. |
Promotional New Autos
Purchases and refinance from other financial only. 100% financing available. No prepayment penalties or application fee. Make weekly or biweekly payments. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 2.75% | Monthly payment per thousand is $28.97. |
| up to 48 months | 3.00% | Monthly payment per thousand is $22.14. |
| up to 60 months | 3.25% | Monthly payment per thousand is $18.08. |
| up to 72 months | 3.50% | Monthly payment per thousand is $15.42. |
| up to 84 months | 3.75% | $50,000 Minimum. Monthly payment per thousand is $13.56. |
Who can join Athens Area CU
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