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Credit union · NCUA insured

Community Focus Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 93Top Carrot

Community Focus Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.

How Community Focus Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Detroit, MI, where Community Focus Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 93

    This credit union’s lowest

    Community Focus Federal Credit Union

    4.49%APR

    Terms
    36–94 months
    Discount
    None included

    Auto Loan

  • Top Carrot, Carrot Score 98

    Lowest rate

    Chief Financial Credit Union

    3.99%APR

    Terms
    —
    Discount
    None included

    Chief Financial Credit Union rates

  • 2nd-lowest rate

    FreeStar Financial Credit Union

    3.99%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    FreeStar Financial Credit Union rates

Compare auto loan rates near you →

Community Focus Federal Credit Union auto loan score

89

Auto loan score

Higher than 89% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.49%
  • Used vehicleUsed4.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Community Focus Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Community Focus Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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