Credit union · NCUA insured
Community Focus Federal Credit Union Auto Loan Rates
Top CarrotCommunity Focus Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Community Focus Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Community Focus Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Community Focus Federal Credit Union
4.49%APR
- Terms
- 36–94 months
- Discount
- None included
Auto Loan
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Community Focus Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Focus Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Serves individuals, families and businesses throughout Wayne and Monroe counties. Up to 125% financing available based on qualification. Rates are determined by credit score, term, and age of collateral. Finance new or used vehicle, or refinance existing loan. Flexible terms from 36 to 94 months.
| Terms | APR | Conditions |
|---|---|---|
| 36–94 months | 4.49% | Rates are determined by credit score, term and age of the collateral. Example: finance $10,000 at 4.49% for 48 months has payment of $228.01. |
Sources (3)
- communityfocusfcu.org
- communityfocusfcu.org/Personal/Loans/Auto-Loans
- communityfocusfcu.org/Rates/Loan-Rates
All captured Oct 7, 2026
Who can join Community Focus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.