Credit union · NCUA insured
Indiana Heartland FCU Credit Card Rates
Indiana Heartland FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Indiana Heartland FCU’s credit card rates compare
Compared with banks and credit unions near Kokomo, IN, where Indiana Heartland FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Indiana Heartland FCU
9.90%APR
Visa Platinum Credit Card
Lowest rate
Haynes Community FCU
8.90%APR
2nd-lowest rate
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
9.90%APR
Indiana Heartland FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Indiana Heartland FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
APR is based on your credit score. Balance transfers as low as 9.9% APR with a 3% transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Annual Percentage Rates (APR) as low as 9.9% with no annual fee. APR is based on your credit score. |
Sources (1)
- indianaheartland.org/credit-debit-cards · captured Oct 7, 2026
Who can join Indiana Heartland FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.