Credit union · NCUA insured
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION Auto Loan Rates
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 15, 2026.
How CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION’s auto loan rates compare
Compared with banks and credit unions near Kokomo, IN, where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
5.25%APR
- Terms
- up to 72 months
Auto Loan
Lowest rate
Haynes Community FCU
3.85%APR
- Terms
- up to 60 months
2nd-lowest rate
Financial Center First
4.49%APR
- Terms
- —
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rate is based on creditworthiness and loan term. Rates are subject to change without notice. Membership serves Kokomo, Howard County, and Tipton County, Indiana.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.50% | Model year 2026 & newer. Maximum term 84 months. |
| up to 72 months | 5.25% | Model year 2026 & newer with loan amount $20,000+. Maximum term 72 months. |
| up to 60 months | 5.50% | Model years 2024 - 2025. Maximum term 60 months. |
| up to 60 months | 6.50% | Model years 2022 - 2023. Maximum term 60 months. |
| up to 36 months | 7.50% | Model years 2019 - 2021. Maximum term 36 months. |
Motorcycles
Rate is based on creditworthiness and loan term. Rates are subject to change without notice. Membership serves Kokomo, Howard County, and Tipton County, Indiana.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.75% | Model year 2026 & Newer. Maximum term 84 months. |
| up to 72 months | 6.50% | Model year 2026 & Newer ($20,000+). Maximum term 72 months. |
| up to 84 months | 7.25% | Model years 2024 - 2025. Maximum term 84 months. |
| up to 72 months | 7.00% | Model years 2024 - 2025 ($20,000+). Maximum term 72 months. |
| up to 60 months | 7.00% | Model years 2023 or Older. Maximum term 60 months. |
Sources (1)
- coffcu.org/loan-rates · captured Oct 5, 2026
Who can join CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, attends school, or volunteers in Howard and Tipton Counties.
Family and household
- Membership is open to family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) and household members (living in the same residence and maintaining a single economic unit) of existing members or primary potential members, regardless of location.
Cost to join
- Joining requires opening a regular savings account with an initial deposit and minimum balance of $5.00.
Membership information collected October 5, 2026.