Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
Loading map…
Pennsylvania
211 branchesMassachusetts
179 branchesNew York
169 branchesNew Jersey
107 branchesOhio
68 branchesMichigan
61 branchesRhode Island
53 branches
- Citizens Bank, National AssociationMain office1 Citizens Plz, Providence, RI 02903Directions
- Barrington Branch184 County Rd, Barrington, RI 02806Directions
- Peck Corners Branch965 County Rd, Barrington, RI 02806Directions
- Bristol Branch464 Hope St, Bristol, RI 02809Directions
- Bristol Branch1146 Hope St, Bristol, RI 02809Directions
- Chepachet Branch21 Money Hill Rd, Chepachet, RI 02814Directions
- Coventry Branch738 Tiogue Ave, Coventry, RI 02816Directions
- Atwood Ave Branch120 Atwood Ave, Cranston, RI 02920Directions
- Garden City Branch5 Garden City Dr, Cranston, RI 02920Directions
- Oaklawn Branch965 Oaklawn Ave, Cranston, RI 02920Directions
- Park Ave Branch1030 Park Ave, Cranston, RI 02910Directions
- Pawtuxet Branch2191 Broad St, Cranston, RI 02905Directions
- Plainfield Pike Branch1850 Plainfield Pike, Cranston, RI 02921Directions
- Stop & Shop - Garfield Ave. Branch204 Garfield Ave, Cranston, RI 02920Directions
- Cumberland Branch2000 Mendon Rd, Cumberland, RI 02864Directions
- Mendon Road Branch60 Mendon Rd, Cumberland, RI 02864Directions
- East Greenwich Branch821 Main St, East Greenwich, RI 02818Directions
- Taunton Avenue Branch622 Taunton Ave, East Providence, RI 02914Directions
- Greenville Branch596 Putnam Pike, Greenville, RI 02828Directions
- Johnston Branch1495 Hartford Ave, Johnston, RI 02919Directions
- Johnston Campus Branch735 Greenville Ave, Johnston, RI 02919Directions
- Stop & Shop - Lincoln Branch622 George Washington Hwy, Lincoln, RI 02865Directions
- Middletown Branch99 E Main Rd Ste 2, Middletown, RI 02842Directions
- Narragansett Branch10 Woodruff Ave, Narragansett, RI 02882Directions
- Newport Branch8 Washington Sq, Newport, RI 02840Directions
- Stop & Shop - Newport Branch199 Connell Hwy, Newport, RI 02840Directions
- North Kingstown Branch100 Frenchtown Rd, North Kingstown, RI 02852Directions
- Stop & Shop - Wickford Branch1300 Ten Rod Rd, North Kingstown, RI 02852Directions
- Charles Street Branch1090 Charles St, North Providence, RI 02904Directions
- Mineral Spring Branch1880 Mineral Spring Ave, North Providence, RI 02904Directions
- North Smithfield Branch67 Eddie Dowling Hwy, North Smithfield, RI 02896Directions
- Darlington Branch800 Newport Ave, Pawtucket, RI 02861Directions
- East Avenue Branch409 East Ave, Pawtucket, RI 02860Directions
- Smithfield Ave Branch380 Smithfield Ave, Pawtucket, RI 02860Directions
- Portsmouth Branch3033 E Main Rd, Portsmouth, RI 02871Directions
- Downtown Branch63 Westminster St, Providence, RI 02903Directions
- East Side Branch120 Waterman St, Providence, RI 02906Directions
- Hope Street Branch792 Hope St, Providence, RI 02906Directions
- Mt. Pleasant Branch270 Academy Ave, Providence, RI 02908Directions
- Silver Lake Branch700 Hartford Ave, Providence, RI 02909Directions
- Stop & Shop - Branch Avenue Branch333 W River St, Providence, RI 02904Directions
- Washington Park Branch1477 Broad St, Providence, RI 02905Directions
- Westminster Street Branch919 Westminster St, Providence, RI 02903Directions
- Stop & Shop - Richmond Branch3 Stilson Rd, Richmond, RI 02898Directions
- East Providence Branch1 Citizens Dr, Riverside, RI 02915Directions
- Wakefield Branch51 Main St, Wakefield, RI 02879Directions
- Cowesett Branch300 Quaker Ln, Warwick, RI 02886Directions
- Hoxsie Branch10 W Shore Rd, Warwick, RI 02889Directions
- Stop & Shop - Warwick Greenwich Ave. Branch575 Greenwich Ave, Warwick, RI 02886Directions
- Wildes Corner Branch2574 W Shore Rd, Warwick, RI 02889Directions
- West Warwick Branch1220 Main St, West Warwick, RI 02893Directions
- Westerly Branch112 Franklin St, Westerly, RI 02891Directions
- Woonsocket Branch67 Cumberland St, Woonsocket, RI 02895Directions
New Hampshire
40 branchesConnecticut
30 branchesDelaware
16 branchesVermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.