Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
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Pennsylvania
211 branchesMassachusetts
179 branches
Boston area · 134
- Abington Stop And Shop Branch375 Centre Ave, Abington, MA 02351Directions
- Acton Branch270 Great Rd, Acton, MA 01720Directions
- Allston Stop & Shop Branch60 Everett St, Allston, MA 02134Directions
- Amesbury Stop & Shop Branch100 Macy St, Amesbury, MA 01913Directions
- Andover Branch209 N Main St, Andover, MA 01810Directions
- Arlington Center Branch699 Massachusetts Ave, Arlington, MA 02476Directions
- Arlington Heights Branch1420 Massachusetts Ave, Arlington, MA 02476Directions
- Bedford Branch287 Great Rd, Bedford, MA 01730Directions
- Belmont Branch65 Leonard St, Belmont, MA 02478Directions
- Beverly S&S Enon St. Branch2 Enon St, Beverly, MA 01915Directions
- 772 Boylston Branch772 Boylston Street, Boston, MA 02199Directions
- Back Bay Branch426 Boylston St, Boston, MA 02116Directions
- Beacon Street Branch326 Cambridge St, Boston, MA 02114Directions
- Brigham Circle Branch1628 Tremont St, Boston, MA 02120Directions
- Citizens Bank Of Massachusetts Branch28 State St, Boston, MA 02109Directions
- Codman Square Branch1160 Blue Hill Avenue, Boston, MA 02120Directions
- Copley Square Branch607 Boylston St, Boston, MA 02116Directions
- Fenway Branch1367 Boylston Street, Suite 4 East, Boston, MA 02215Directions
- Financial Center Branch1 Financial Ctr, Boston, MA 02111Directions
- High Street Branch99 High St, Boston, MA 02110Directions
- Lafayette Branch580 Washington St, Boston, MA 02111Directions
- Mass Ave Branch183 Massachusetts Ave, Boston, MA 02115Directions
- North End Branch287 Hanover St, Boston, MA 02113Directions
- Seaport338 Congress St, Boston, MA 02210Directions
- South End Branch1355 Washington St, Boston, MA 02118Directions
- Summer Street Branch40 Summer St, Boston, MA 02110Directions
- Braintree Branch865 Washington St, Braintree, MA 02184Directions
- Grove Street Branch310 Grove St, Braintree, MA 02184Directions
- Bridgewater Branch755 Bedford St, Bridgewater, MA 02324Directions
- Brighton Branch414 Washington St, Brighton, MA 02135Directions
- Brockton Branch820 N Main St, Brockton, MA 02301Directions
- Coolidge Corner South Branch315 Harvard St, Brookline, MA 02446Directions
- Mall Road Branch140 Lexington St, Burlington, MA 01803Directions
- Central Square-West Branch698 Massachusetts Ave, Cambridge, MA 02139Directions
- Harvard Square Branch6 John F. Kennedy Street, Cambridge, MA 02138Directions
- Kendall Square Branch610 Main Street,, Cambridge, MA 02139Directions
- Porter Square822 Somerville Ave, Cambridge, MA 02140Directions
- Charlestown Branch5 Austin St, Charlestown, MA 02129Directions
- Chelmsford S&S Branch299 Chelmsford St, Chelmsford, MA 01824Directions
- Mystic Mall Branch152 Everett Ave, Chelsea, MA 02150Directions
- Chestnut Hill Branch1330 Boylston St, Chestnut Hill, MA 02467Directions
- Concord Branch768 Elm St, Concord, MA 01742Directions
- Danvers S&S Branch17 Maple St, Danvers, MA 01923Directions
- Dedham Branch5 Bryant St, Dedham, MA 02026Directions
- Dorchester Stop & Shop Branch1100 Massachusetts Ave, Dorchester, MA 02125Directions
- Fields Corner Branch217 Adams St, Dorchester, MA 02122Directions
- Morrissey Boulevard Branch731 William T Morrissey Blvd, Dorchester, MA 02122Directions
- Uphams Corner Branch580 Columbia Rd, Dorchester, MA 02125Directions
- East Boston Branch26 Central Sq, East Boston, MA 02128Directions
- East Wareham Stop & Shop Branch2991 Cranberry Hwy, East Wareham, MA 02538Directions
- Foxboro S&S Branch4 Cocasset Street, Foxboro, MA 02035Directions
- Framingham Branch7 Hartford St, Framingham, MA 01702Directions
- Framingham Old Ct Path Stop And Shop Branch235 Old Conn. Path, Framingham, MA 01701Directions
- Hamilton Plaza Branch74 Main St, Framingham, MA 01702Directions
- Franklin East Central Branch293 E Central St, Franklin, MA 02038Directions
- Franklin Stop And Shop Branch40 Franklin Village Dr, Franklin, MA 02038Directions
- Gloucester, Main Street Branch147 Main St, Gloucester, MA 01930Directions
- Groton Branch163 Main St, Groton, MA 01450Directions
- Hanover Branch250 Rockland St, Hanover, MA 02339Directions
- Hingham Branch11 Fearing Rd, Hingham, MA 02043Directions
- Highland Commons Branch40 Highland Cmn E, Hudson, MA 01749Directions
- Jamaica Plain Branch696 Centre St, Jamaica Plain, MA 02130Directions
- Kingston Stop And Shop Branch160 Summer St, Kingston, MA 02364Directions
- Lawrence Branch160 Winthrop Ave, Lawrence, MA 01843Directions
- Lexington Branch1776 Massachusetts Ave, Lexington, MA 02420Directions
- Littleton Branch272 Great Rd, Littleton, MA 01460Directions
- Lynn Stop And Shop Branch35 Washington St, Lynn, MA 01904Directions
- Malden Center Branch225 Pleasant St, Malden, MA 02148Directions
- Malden Stop & Shop Branch99 Charles St, Malden, MA 02148Directions
- Oak Grove Branch876 Main St, Malden, MA 02148Directions
- Marlboro Center Branch96 S Bolton St, Marlborough, MA 01752Directions
- Marshfield Branch1 Snow Rd, Marshfield, MA 02050Directions
- Mattapan Branch1575 Blue Hill Ave, Mattapan, MA 02126Directions
- Medfield Branch541 Main St, Medfield, MA 02052Directions
- Medford Square Branch1 Riverside Ave, Medford, MA 02155Directions
- East Milton Branch420 Granite Ave, Milton, MA 02186Directions
- Milton Village Branch40 Adams St, Milton, MA 02186Directions
- Natick Center Branch34 Main St, Natick, MA 01760Directions
- Needham Branch133 Chapel St, Needham, MA 02492Directions
- Needham Heights Branch968 Highland Ave, Needham, MA 02494Directions
- Newton Four Corners Branch1126 Beacon St, Newton, MA 02461Directions
- Newton Highlands165 Needham St Unit 307, Newton, MA 02464Directions
- Newton Centre Branch1188 Centre St, Newton Center, MA 02459Directions
- Newtonville Branch305 Walnut St, Newtonville, MA 02460Directions
- North Andover Stop & Shop Branch757 Turnpike St, North Andover, MA 01845Directions
- North Quincy Branch371 Hancock St, North Quincy, MA 02171Directions
- North Reading Branch72 Main St, North Reading, MA 01864Directions
- North Waltham Branch1084 Lexington St, North Waltham, MA 02452Directions
- Queen Anne Branch36 Washington St, Norwell, MA 02061Directions
- Norwood Branch134 Nahatan St, Norwood, MA 02062Directions
- Norwood S&S Branch1415 Providence Hwy, Norwood, MA 02062Directions
- Peabody Shop & Shop Branch19 Howley St, Peabody, MA 01960Directions
- Cedarville-Shaw'S Branch2260 State Rd, Plymouth, MA 02360Directions
- Plymouth Branch20 N Park Ave, Plymouth, MA 02360Directions
- Quincy Center Branch1177 Hancock St, Quincy, MA 02169Directions
- Quincy Stop And Shop Branch65 Newport Ave, Quincy, MA 02171Directions
- South Quincy Branch85 Quincy Ave, Quincy, MA 02169Directions
- Randolph Branch50 S Main St, Randolph, MA 02368Directions
- Reading Stop & Shop Branch25 Walkers Brook Dr, Reading, MA 01867Directions
- Revere Branch385 Broadway, Revere, MA 02151Directions
- Revere Stop & Shop Squire Rd540 Squire Rd, Revere, MA 02151Directions
- Revere Stop & Shop Suffolk Branch40 Furlong Dr, Revere, MA 02151Directions
- Roslindale Branch777 South St, Roslindale, MA 02131Directions
- Roslindale Stop & Shop Branch950 American Legion Hwy, Roslindale, MA 02131Directions
- Dudley Station Branch2343 Washington St, Roxbury, MA 02119Directions
- Saugus Shaws Branch180 B Main Street, Saugus, MA 01906Directions
- Sharon Branch720 S Main St, Sharon, MA 02067Directions
- Davis Square Branch212 Elm St, Somerville, MA 02144Directions
- Union Square Branch40 Union Sq, Somerville, MA 02143Directions
- Winter Hill Branch338 Broadway, Somerville, MA 02145Directions
- South Boston Branch469 West Broadway, South Boston, MA 02127Directions
- Stoneham Stop & Shop Branch259 Main Street, Rt. 28, Stoneham, MA 02180Directions
- Cobbs Corner Branch90 Sharon St, Stoughton, MA 02072Directions
- Stoughton Branch601 Washington St, Stoughton, MA 02072Directions
- Stow Branch159 Great Rd, Stow, MA 01775Directions
- Sudbury Branch450 Boston Post Rd, Sudbury, MA 01776Directions
- Swampscott Branch500 Paradise Rd, Swampscott, MA 01907Directions
- Tewksbury Branch295 Main St, Tewksbury, MA 01876Directions
- Walpole Stop And Shop Branch565 Main St, Walpole, MA 02081Directions
- Waltham Branch716 Main St, Waltham, MA 02451Directions
- Stop & Shop Watertown Branch171 Watertown St, Watertown, MA 02472Directions
- Watertown Branch631 Mount Auburn St, Watertown, MA 02472Directions
- Wellesley Branch182 Linden St, Wellesley, MA 02482Directions
- West Roxbury Branch1999 Centre St, West Roxbury, MA 02132Directions
- Weston Branch415 Boston Post Rd, Weston, MA 02493Directions
- East Weymouth Stop And Shop700 Middle St, Weymouth, MA 02188Directions
- Whitman Stop And Shop Branch475 Bedford St, Whitman, MA 02382Directions
- Wilmington Branch224 Main St, Wilmington, MA 01887Directions
- Winchester Branch791 Main St, Winchester, MA 01890Directions
- Winthrop Branch35 Putnam St, Winthrop, MA 02152Directions
- Mishawum Branch1 Commerce Way, Woburn, MA 01801Directions
- Russell Street Branch6 Russell St, Woburn, MA 01801Directions
- Woburn Branch355 Main St, Woburn, MA 01801Directions
- Wodburn Stop & Shop Branch2 Elm St, Woburn, MA 01801Directions
Providence area · 14
- Atteboro Stop & Shop Branch469 Pleasant St, Attleboro, MA 02703Directions
- Attleboro Stop & Shop Branch251 Washington St, Attleboro, MA 02703Directions
- Dartmouth Stop & Shop Branch25 Faunce Corner Mall Rd, Dartmouth, MA 02747Directions
- Easton Branch690 Depot Street Ste 9, Easton, MA 02334Directions
- Fairhaven Branch21 Fairhaven Commons Way, Fairhaven, MA 02719Directions
- Fall River Stop & Shop Branch333 Mariano Bishop Blvd, Fall River, MA 02721Directions
- Fall River Stop & Shop Rodma501 Rodman St, Fall River, MA 02721Directions
- Mansfield Stop & Shop Branch377 Chauncy St, Mansfield, MA 02048Directions
- New Bedford Branch550 Tarkiln Hill Rd, New Bedford, MA 02745Directions
- North Attleboro Stop And Shop Branch206 E. Washington Street, North Attleboro, MA 02763Directions
- Raynham Stop And Shop36 New State Hwy, Raynham, MA 02767Directions
- Seekonk Stop & Shop125 Highland Avenue, Route 6, Seekonk, MA 02771Directions
- Somerset Stop & Shop Branch815 Grand Army Hwy, Somerset, MA 02726Directions
- Dartmouth Branch606 Dartmouth St, South Dartmouth, MA 02748Directions
Barnstable Town area · 11
- East Harwich Stop & Shop111 Route 137, East Harwich, MA 02645Directions
- Falmouth Branch50 Davis Straits, Falmouth, MA 02540Directions
- Hyannis Rotary Branch417 Barnstable Rd, Hyannis, MA 02601Directions
- Hyannis Stop & Shop425 Attucks Ln, Hyannis, MA 02601Directions
- Marstons Mills Stop & Shop Branch3900 Falmouth Rd, Marstons Mills, MA 02648Directions
- Mashpee Stop & Shop39 Nathan Ellis Hwy, Mashpee, MA 02649Directions
- Orleans Stop & Shop2110 Cranberry Cove Plaza, Route 6a, Orleans, MA 02653Directions
- Osterville Branch65 Wianno Ave, Osterville, MA 02655Directions
- Sandwich Branch10 Merchants Rd, Sandwich, MA 02563Directions
- South Dennis Branch434 Route 134, South Dennis, MA 02660Directions
- South Yarmouth Branch1116 Route 28, South Yarmouth, MA 02664Directions
Springfield area · 9
- Agawam Stop & Shop Branch1282 Springfield Street, Agawam, MA 01001Directions
- Chicopee Branch1283 Memorial Dr, Chicopee, MA 01020Directions
- Chicopee Stop & Shop Branch672 Memorial Dr. Rt 33, Chicopee, MA 01021Directions
- East Longmeadow Stop & Shop Branch470 N Main St, East Longmeadow, MA 01028Directions
- Holyoke Branch1575 Northampton St, Holyoke, MA 01040Directions
- Ludlow Downtown33 Center St, Ludlow, MA 01056Directions
- Island Pond Branch20 Island Pond Rd, Springfield, MA 01118Directions
- Main Street950 Main St, Springfield, MA 01103Directions
- Westfield Stop & Shop Branch57 Main St, Westfield, MA 01085Directions
Worcester area · 7
- Milford Stop & Shop126 Medway Rd, Milford, MA 01757Directions
- Grafton Stop & Shop Branch100 Worcester St, North Grafton, MA 01536Directions
- Shrewsbury Stop & Shop Branch224222 Boston Tpke, Shrewsbury, MA 01545Directions
- Sturbridge Stop And Shop Branch100 Charlton Rd, Sturbridge, MA 01566Directions
- Westboro S&S Lyman Branch32 Lyman Street, Westborough, MA 01581Directions
- Worcester Grafton Stop & Shop949 Grafton St, Worcester, MA 01604Directions
- Worcester Stop And Shop Branch940 W Boylston St, Worcester, MA 01606Directions
Amherst Town area · 3
- Belchertown Stop &Shop Branch20 George Hannum Rd, Belchertown, MA 01007Directions
- Hadley Stop & Shop Branch456 Russell St, Hadley, MA 01035Directions
- Northampton Stop & Shop228 King St, Northampton, MA 01060Directions
Pittsfield area · 1
- Pittsfield Stop & Shop Branch600 Merrill Rd, Pittsfield, MA 01201Directions
New York
169 branchesNew Jersey
107 branchesOhio
68 branchesMichigan
61 branchesRhode Island
53 branchesNew Hampshire
40 branchesConnecticut
30 branchesDelaware
16 branchesVermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.