Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
Loading map…
Pennsylvania
211 branchesMassachusetts
179 branchesNew York
169 branchesNew Jersey
107 branchesOhio
68 branchesMichigan
61 branches
Detroit area · 59
- Belleville Branch105 Main St, Belleville, MI 48111Directions
- Birmingham795 E Maple Rd, Birmingham, MI 48009Directions
- Woodward / Long Lake39510 Woodward Ave, Bloomfield Hills, MI 48304Directions
- Brighton / Kroger9968 E Grand River Ave, Brighton, MI 48116Directions
- Canton Center Branch285 N Canton Center Rd, Canton, MI 48187Directions
- Canton Township41401 Ford Rd, Canton, MI 48187Directions
- Hayes / 19 Mile15341 19 Mile Rd, Clinton Township, MI 48038Directions
- Moravian36520 Moravian Dr, Clinton Township, MI 48035Directions
- Haggerty Road/Commerce Township Branch1761 Haggerty Hwy, Commerce Township, MI 48390Directions
- Dearborn23801 Michigan Ave, Dearborn, MI 48124Directions
- Dearborn / Greenfield15930 Michigan Ave, Dearborn, MI 48126Directions
- Dearborn / Schaefer Branch12850 Michigan Ave, Dearborn, MI 48126Directions
- Ford / Gulley25350 Ford Rd, Dearborn Heights, MI 48127Directions
- Campus Martius777 Woodward Ave, Detroit, MI 48226Directions
- Corktown Branch1501 Michigan Ave, Detroit, MI 48216Directions
- Detroit Midtown Branch3132 Woodward Ave, Detroit, MI 48201Directions
- New Center7401 Woodward Ave, Detroit, MI 48202Directions
- Redford21500 Grand River Ave, Detroit, MI 48219Directions
- Warren / Woodmont16501 W Warren Ave, Detroit, MI 48228Directions
- Farmington23220 Farmington Rd, Farmington, MI 48336Directions
- Farmington Hills33333 W 12 Mile Rd, Farmington Hills, MI 48334Directions
- Ferndale23011 Woodward Ave, Ferndale, MI 48220Directions
- Grosse Pointe633 Notre Dame St, Grosse Pointe, MI 48230Directions
- Lake Orion1376b S Lapeer Rd, Lake Orion, MI 48360Directions
- East Livonia28999 5 Mile Rd, Livonia, MI 48154Directions
- Livonia31441 Plymouth Rd, Livonia, MI 48150Directions
- Newburgh37307 6 Mile Rd, Livonia, MI 48152Directions
- 21 Mile / Card Rd. / Kroger Branch21555 21 Mile Rd, Macomb, MI 48044Directions
- Chesterfield Township Branch27375 23 Mile Rd, New Baltimore, MI 48051Directions
- Grand River / Beck Kroger47650 Grand River Ave, Novi, MI 48374Directions
- Novi41400 W 10 Mile Rd, Novi, MI 48375Directions
- 5 Mile Road/Sheldon Road Branch44815 Five Mile Rd, Plymouth, MI 48170Directions
- Plymouth790 Penniman Ave, Plymouth, MI 48170Directions
- Rochester Hills44 N Adams Rd, Rochester, MI 48309Directions
- Rochester Rd / Wabash Branch2580 S Rochester Rd, Rochester Hills, MI 48307Directions
- Roseville26000 Gratiot Ave, Roseville, MI 48066Directions
- Royal Oak200 S Main St, Royal Oak, MI 48067Directions
- Macomb Twp / Kroger Branch14945 23 Mile Rd, Shelby Township, MI 48315Directions
- Shelby Creek Branch8484 26 Mile Rd, Shelby Township, MI 48316Directions
- Shelby Township49417 Van Dyke Ave, Shelby Township, MI 48317Directions
- South Lyon / Busch22385 Pontiac Trl, South Lyon, MI 48178Directions
- Southfield Road Branch29779 Southfield Rd, Southfield, MI 48076Directions
- Fort / Eureka14600 Fort St, Southgate, MI 48195Directions
- Mack / St. Joan21800 Greater Mack Ave, St. Clair Shores, MI 48080Directions
- St. Clair Shores31231 Harper Ave, St. Clair Shores, MI 48082Directions
- 16 Mile / Dequindre2270 16 Mile Rd, Sterling Heights, MI 48310Directions
- 18 Mile / Dequindre2225 18 Mile Rd, Sterling Heights, MI 48314Directions
- Sterling Heights36836 Van Dyke Ave, Sterling Heights, MI 48312Directions
- Eureka-Pardee Branch23455 Eureka Rd, Taylor, MI 48180Directions
- Southgate11006 Allen Rd, Taylor, MI 48180Directions
- Long Lake / Livernois55 W Long Lake Rd, Troy, MI 48098Directions
- Stephenson / 14 Mile125 Stephenson Hwy, Troy, MI 48083Directions
- 12 Mile / Van Dyke8383 E 12 Mile Rd, Warren, MI 48093Directions
- Twelve Mile / Dequindre2050 E 12 Mile Rd, Warren, MI 48092Directions
- Van Dyke / Timken23521 Van Dyke Ave, Warren, MI 48089Directions
- Waterford7670 Highland Rd, Waterford, MI 48327Directions
- West Bloomfield6465 Orchard Lake Rd, West Bloomfield, MI 48322Directions
- Westland7205 N Wayne Rd, Westland, MI 48185Directions
- Trenton/West Road Branch20420 West Rd, Woodhaven, MI 48183Directions
Ann Arbor area · 1
- Ann Arbor Branch3365 Washtenaw Ave, Ann Arbor, MI 48104Directions
Owosso area · 1
- Owosso910 E Main St, Owosso, MI 48867Directions
Rhode Island
53 branchesNew Hampshire
40 branchesConnecticut
30 branchesDelaware
16 branchesVermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.