Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
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Pennsylvania
211 branchesMassachusetts
179 branchesNew York
169 branchesNew Jersey
107 branchesOhio
68 branchesMichigan
61 branchesRhode Island
53 branchesNew Hampshire
40 branches
Manchester area · 13
- Bedford Branch91 S River Rd, Bedford, NH 03110Directions
- Goffstown Branch11 Church St, Goffstown, NH 03045Directions
- Hudson Branch71 Lowell Rd, Hudson, NH 03051Directions
- Citizens Bank New Hampshire Branch875 Elm St, Manchester, NH 03101Directions
- Hanover Street Branch835 Hanover St, Manchester, NH 03104Directions
- North Elm Street Branch1550 Elm St, Manchester, NH 03101Directions
- South Willow Branch688 S Willow St, Manchester, NH 03103Directions
- Merrimack Branch268 Daniel Webster Hwy, Merrimack, NH 03054Directions
- Milford Branch173 Elm St, Milford, NH 03055Directions
- Coliseum Ave Branch33 Coliseum Ave, Nashua, NH 03063Directions
- Nashua Main Street Branch238 Main St, Nashua, NH 03060Directions
- Southgate Plaza Branch277 Daniel Webster Hwy, Nashua, NH 03060Directions
- Trafalgar Square Branch1 Trafalgar Sq, Nashua, NH 03063Directions
Boston area · 12
- Derry Branch42 Pinkerton St, Derry, NH 03038Directions
- Dover Branch140 Washington St, Dover, NH 03820Directions
- Exeter Branch154 Water St, Exeter, NH 03833Directions
- Hampton Branch35 Winnacunnet Rd, Hampton, NH 03842Directions
- Londonderry Branch42 Nashua Rd, Londonderry, NH 03053Directions
- Portsmouth Branch134 Pleasant St, Portsmouth, NH 03801Directions
- Raymond Shopping Ctr Branch9 Freetown Rd, Raymond, NH 03077Directions
- Rochester Branch90 N Main St, Rochester, NH 03867Directions
- Salem Branch45 S Broadway, Salem, NH 03079Directions
- Tri-City Plaza Drive-Up Branch56 Tri City Plz, Somersworth, NH 03878Directions
- Stratham Branch38 Portsmouth Ave, Stratham, NH 03885Directions
- Windham Branch2a Sharon Rd, Windham, NH 03087Directions
Concord area · 6
- Capital Plaza Branch1 Capital Plz, Concord, NH 03301Directions
- Loudon Road Branch188 Loudon Rd, Concord, NH 03301Directions
- Mckee Square Branch88 South St, Concord, NH 03301Directions
- Henniker Branch4 Western Ave, Henniker, NH 03242Directions
- Hooksett Branch1283 Hooksett Rd, Hooksett, NH 03106Directions
- Pittsfield Branch54 Main St, Pittsfield, NH 03263Directions
Lebanon area · 4
- Claremont Branch74 Pleasant St, Claremont, NH 03743Directions
- Lincoln Branch10 Lumber Yard Dr, Lincoln, NH 03251Directions
- Plymouth Branch20 Highland St, Plymouth, NH 03264Directions
- West Lebanon Branch1 Interchange Dr, West Lebanon, NH 03784Directions
Laconia area · 2
- Laconia Branch587 Main St, Laconia, NH 03246Directions
- Meredith Branch66 Nh Route 25, Meredith, NH 03253Directions
Colebrook area · 1
- Colebrook Branch104 Main St, Colebrook, NH 03576Directions
North Conway area · 1
- North Conway Branch2779 White Mountain Hwy, North Conway, NH 03860Directions
Wolfeboro area · 1
- Wolfeboro Branch70 S Main St, Wolfeboro, NH 03894Directions
Connecticut
30 branchesDelaware
16 branchesVermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.