Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
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Pennsylvania
211 branchesMassachusetts
179 branchesNew York
169 branchesNew Jersey
107 branchesOhio
68 branchesMichigan
61 branchesRhode Island
53 branchesNew Hampshire
40 branchesConnecticut
30 branches
New Haven area · 11
- Branford Branch332 E Main St, Branford, CT 06405Directions
- East Haven Ctr Branch263 Hemingway Ave, East Haven, CT 06512Directions
- Foxon Branch430 Foxon Rd, East Haven, CT 06513Directions
- Guilford Branch1001 Boston Post Rd, Guilford, CT 06437Directions
- Hamden Branch2335 Dixwell Ave, Hamden, CT 06514Directions
- Madison Branch256 Samson Rock Dr, Madison, CT 06443Directions
- Cherry Street Branch123 Cherry St, Milford, CT 06460Directions
- Annex Branch430 Forbes Ave, New Haven, CT 06512Directions
- Church St Branch39 Church St, New Haven, CT 06510Directions
- North Haven Branch151 Washington Ave, North Haven, CT 06473Directions
- Orange Branch222 Boston Post Rd, Orange, CT 06477Directions
Hartford area · 10
- Clinton Branch156 E Main St, Clinton, CT 06413Directions
- Cromwell Square Branch61 Shunpike Rd, Cromwell, CT 06416Directions
- East Hampton Branch8 E High St, East Hampton, CT 06424Directions
- Manchester Branch354 Broad St, Manchester, CT 06040Directions
- Middletown Main St Branch211 S Main St, Middletown, CT 06457Directions
- Washington Street Branch834 Washington St, Middletown, CT 06457Directions
- Old Lyme Branch83 Halls Rd, Old Lyme, CT 06371Directions
- Rocky Hill Branch856 Cromwell Ave, Rocky Hill, CT 06067Directions
- West Harford Branch15 S Main St, West Hartford, CT 06107Directions
- Westbrook Branch1187 Boston Post Rd, Westbrook, CT 06498Directions
Norwich area · 6
- Flanders Branch15 Chesterfield Rd, East Lyme, CT 06333Directions
- Groton Branch816 Long Hill Rd, Groton, CT 06340Directions
- Mystic Branch23 Broadway Ave, Mystic, CT 06355Directions
- New London Branch470 Bank St, New London, CT 06320Directions
- Montville Branch221 Norwich New London Tpke, Uncasville, CT 06382Directions
- Waterford Branch117 Boston Post Rd, Waterford, CT 06385Directions
Bridgeport area · 2
- Greenwich Avenue Branch53 Greenwich Ave, Greenwich, CT 06830Directions
- Stamford Branch59 Broad St, Stamford, CT 06901Directions
Putnam area · 1
- Plainfield Branch16 Railroad Ave, Plainfield, CT 06374Directions
Delaware
16 branchesVermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.