Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
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Pennsylvania
211 branchesMassachusetts
179 branchesNew York
169 branchesNew Jersey
107 branchesOhio
68 branches
Cleveland area · 40
- Avon Branch36290 Detroit Rd, Avon, OH 44011Directions
- Bay Village Branch411 Dover Center Rd, Bay Village, OH 44140Directions
- Beachwood3401 Richmond Rd, Beachwood, OH 44122Directions
- Bedford Branch435 Broadway Ave, Bedford, OH 44146Directions
- Brecksville Branch8471 Chippewa Rd, Brecksville, OH 44141Directions
- Broadview Heights Branch9243 Broadview Rd, Broadview Heights, OH 44147Directions
- Brunswick Market Place Branch3720 Center Rd, Brunswick, OH 44212Directions
- Chesterland8440 Mayfield Rd, Chesterland, OH 44026Directions
- Broadway - 55th Branch5733 Broadway Ave, Cleveland, OH 44127Directions
- Clark Ave. Branch2078 W 25th St, Cleveland, OH 44113Directions
- East 9th Street Branch2000 E 9th St, Cleveland, OH 44115Directions
- Kamm'S Corners17411 Lorain Ave, Cleveland, OH 44111Directions
- Lee-Harvard Branch16822 Harvard Ave, Cleveland, OH 44128Directions
- Pearl / Broadview Branch4106 Pearl Rd, Cleveland, OH 44109Directions
- Puritas15042 Puritas Ave, Cleveland, OH 44135Directions
- University Circle Starbucks Branch11302 Euclid Ave, Cleveland, OH 44106Directions
- Eastlake Branch33700 Vine St, Eastlake, OH 44095Directions
- Lakeshore Boulevard Branch23300 Lake Shore Blvd, Euclid, OH 44123Directions
- Independence Branch6200 Rockside Woods Blvd N, Independence, OH 44131Directions
- Lakewood/Madison Avenue Branch14534 Madison Ave, Lakewood, OH 44107Directions
- Madison / Ridgewood12222 Madison Ave, Lakewood, OH 44107Directions
- Mayfield Village789 S.O.M. Center Road, Mayfield Village, OH 44143Directions
- N. Court Street-Medina/Tops Branch1065 N Court St, Medina, OH 44256Directions
- Mentor Branch8715 Mentor Ave, Mentor, OH 44060Directions
- Mentor-On-The-Lake Branch5963 Andrews Rd, Mentor-on-the-Lake, OH 44060Directions
- Middleburg Heights Branch18000 Bagley Rd, Middleburg Heights, OH 44130Directions
- Parma Heights Branch6850 Pearl Road, Middleburg Heights, OH 44130Directions
- North Olmsted25290 Lorain Rd, North Olmsted, OH 44070Directions
- Parma-York Road Branch7360 York Rd, Parma, OH 44130Directions
- Ridge Road - Parma5907 Ridge Rd, Parma, OH 44129Directions
- Center Ridge / Rocky River21550 Center Ridge Rd, Rocky River, OH 44116Directions
- Solon Branch6241 Som Center Rd, Solon, OH 44139Directions
- South Russell Branch1194 Bell Rd, South Russell, OH 44022Directions
- Strongsville - North Branch11221 Pearl Rd, Strongsville, OH 44136Directions
- Towne Centre Strongsville15169 Pearl Rd, Strongsville, OH 44136Directions
- University Square2175 Warrensville Center Rd, University Hgts., OH 44118Directions
- Wadsworth Branch214 High St, Wadsworth, OH 44281Directions
- Crocker Park Branch30159 Detroit Rd, Westlake, OH 44145Directions
- Willoughby Branch4015 Erie St, Willoughby, OH 44094Directions
- Woodmere Branch28789 Chagrin Blvd, Woodmere, OH 44122Directions
Akron area · 10
- Coventry / Acme3235 Manchester Rd, Akron, OH 44319Directions
- Downtown Akron333 S Broadway St, Akron, OH 44308Directions
- Lakemore Branch1504 Canton Rd, Akron, OH 44312Directions
- Chapel Hill Branch248 Howe Ave, Cuyahoga Falls, OH 44221Directions
- Fairlawn Oh Branch2870 W Market St, Fairlawn, OH 44333Directions
- Hudson Branch69 W Streetsboro St, Hudson, OH 44236Directions
- Macedonia Branch663 E Aurora Rd, Macedonia, OH 44056Directions
- Northfield Branch10300 Northfield Rd, Northfield, OH 44067Directions
- Stow-Kent Branch3323 Kent Rd, Stow, OH 44224Directions
- Twinsburg Branch8968 Darrow Rd, Twinsburg, OH 44087Directions
Toledo area · 8
- Shadow Valley Branch1560 S Holland Sylvania Rd, Maumee, OH 43537Directions
- Oregon Branch3024 Navarre Ave, Oregon, OH 43616Directions
- Perrysburg144 E Front St, Perrysburg, OH 43551Directions
- Sylvania4939 N Holland Sylvania Rd, Sylvania, OH 43560Directions
- East Toledo602 Main St, Toledo, OH 43605Directions
- Lewis Avenue Branch5911 Lewis Ave, Toledo, OH 43612Directions
- Secor Square Branch3410 Secor Rd, Toledo, OH 43606Directions
- Trilby3230 W Alexis Rd, Toledo, OH 43613Directions
Canton area · 7
- Alliance780 W State St, Alliance, OH 44601Directions
- Belden Village4854 Everhard Rd Nw, Canton, OH 44718Directions
- Canton South3100 Cleveland Ave S, Canton, OH 44707Directions
- North Plaza1106-30th St N W, Canton, OH 44709Directions
- Wales Square2200 Wales Ave Nw, Massillon, OH 44646Directions
- Easton / Middlebranch2495 Easton Street Northeast, North Canton, OH 44721Directions
- North Canton1000 N Main St, North Canton, OH 44720Directions
Youngstown area · 2
- Boardman Branch955 Boardman Poland Rd, Boardman, OH 44512Directions
- Liberty Plaza Branch4333 Belmont Ave, Youngstown, OH 44505Directions
Salem area · 1
- Salem2233 E Pershing St, Salem, OH 44460Directions
Michigan
61 branchesRhode Island
53 branchesNew Hampshire
40 branchesConnecticut
30 branchesDelaware
16 branchesVermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.