Bank · FDIC insured
Citizens Bank
A $232.5B bank, the 20th largest of 4,207, headquartered in Providence, RI, with 968 branches in 16 states. Best rates: savings 0.03% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings623.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank, National Association operates 1,000 branches as of June 30th, 2025.
- Headquarters
- 1 Citizens Plz, Providence, RI 02903
- FDIC certificate
- 57957 ↗
Branches
968 branches in 16 states
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Pennsylvania
211 branchesMassachusetts
179 branchesNew York
169 branchesNew Jersey
107 branchesOhio
68 branchesMichigan
61 branchesRhode Island
53 branchesNew Hampshire
40 branchesConnecticut
30 branchesDelaware
16 branches
Philadelphia area · 10
- Bear Acme Branch146 Foxhunt Dr, Bear, DE 19701Directions
- Hockessin Acme Branch128 Lantana Dr, Hockessin, DE 19707Directions
- Middletown Acme Branch460 E Main St, Middletown, DE 19709Directions
- Airport Plaza Branch130 N Dupont Hwy, New Castle, DE 19720Directions
- Chestnut Hill Plaza Branch40 Chestnut Hill Plz, Newark, DE 19713Directions
- Dupont Street Branch1422 N Dupont St, Wilmington, DE 19806Directions
- Kirkwood Plaza Branch4345 Kirkwood Highway, Wilmington, DE 19808Directions
- Pike Creek Acme Branch4720 Limestone Rd, Wilmington, DE 19808Directions
- Talleyville Branch3900 Concord Pike, Wilmington, DE 19803Directions
- Tenth And Market Branch919 N Market St, Ste800, Wilmington, DE 19801Directions
Dover area · 4
- Dover (De) Branch8 W Loockerman St, Dover, DE 19904Directions
- West Dover Branch1399 Forrest Ave, Dover, DE 19904Directions
- Milford Branch610 N Dupont Blvd, Milford, DE 19963Directions
- Smyrna Branch7 W Glenwood Ave, Smyrna, DE 19977Directions
Seaford area · 2
- Lewes-Henlopen Plaza Branch34161 Citizen Dr, Lewes, DE 19958Directions
- Seaford Branch22870 Sussex Hwy, Seaford, DE 19973Directions
Vermont
10 branchesFlorida
8 branchesCalifornia
6 branchesMaryland
4 branchesVirginia
3 branchesDistrict of Columbia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.39% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.36% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.99% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio9.39%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.36%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.