Credit union · NCUA insured
Cincinnati Interagency Federal Credit Union Auto Loan Rates
Cincinnati Interagency Federal Credit Union auto loans start at 4.24% APR for a new vehicle and 5.74% for a used one. Rates checked October 16, 2026.
How Cincinnati Interagency Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Cincinnati Interagency Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Vehicle Loan
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
3rd-lowest rate
Middletown Area Schools CU
4.50%APR
- Terms
- up to 72 months
- Up to
- —
Cincinnati Interagency Federal Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cincinnati Interagency Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
Rates shown are annual percentage rates (APR) upon approved credit. No prepaid finance charges, application fees, processing fees, or prepayment penalty. "Green" vehicles are electric, hybrid, or a vehicle that gets >35 MPG City, as determined by www.fueleconomy.gov.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.24% | New & Green Vehicles. As low as APR upon approved credit. "Green" vehicles are electric, hybrid or a vehicle that gets >35 MPG City (per www.fueleconomy.gov). |
| — | 5.24% | New & Recent Model. As low as APR upon approved credit. |
| — | 5.74% | Used Vehicle Loans. As low as APR upon approved credit. |
Who can join Cincinnati Interagency Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Family and household
- Family members of employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Cost to join
- Membership requires an investment of $5.00 in a share account.
Membership information collected October 5, 2026.