Credit union · NCUA insured
Champion Credit Union Auto Loan Rates
Champion Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Champion Credit Union’s auto loan rates compare
Compared with banks and credit unions near Toledo, OH, where Champion Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Champion Credit Union
4.74%APR
- Terms
- 73–84 months
New Vehicles (Model Years: 2024 and Newer)
Lowest rate
Millstream Area Credit Union
4.50%APR
- Terms
- —
2nd-lowest rate
Cornerstone Community Financial Credit Union
4.69%APR
- Terms
- 40–64 months
Champion Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Champion Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles (Model Years: 2024 and Newer)
Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.74% | Term of 72 months or less; Daily Periodic as low as . 012986 % |
| 73–84 months | 4.74% | Term of 73 to 84 months; Daily Periodic as low as . 012986 % |
Sources (1)
- championcu.org/home/rates · captured Oct 16, 2026
Used Vehicles (Model Years: 2016 and Older)
Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | Term of 36 months or less; Daily Periodic as low as .015726 % |
| 37–42 months | 6.24% | Term of 37 to 42 months; Daily Periodic as low as .017096% |
| 43–48 months | 6.74% | Term of 43 to 48 months; Daily Periodic as low as .018466% |
Sources (1)
- championcu.org/home/rates · captured Oct 16, 2026
Used Vehicles (Model Years: 2017-2019)
Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Term of 48 months or less; Daily Periodic as low as . 012986 % |
| 49–54 months | 5.24% | Term of 49 to 54 months; Daily Periodic as low as . 014356 % |
| 55–66 months | 5.74% | Term of 55 to 66 months; Daily Periodic as low as .015726 % |
Sources (1)
- championcu.org/home/rates · captured Oct 16, 2026
Used Vehicles (Model Years: 2020-2021)
Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.74% | Term of 60 months or less; Daily Periodic as low as . 012986 % |
| 61–66 months | 5.24% | Term of 61 to 66 months; Daily Periodic as low as . 014356 % |
| 67–78 months | 5.74% | Term of 67 to 78 months; Daily Periodic as low as .015726 % |
Sources (1)
- championcu.org/home/rates · captured Oct 16, 2026
Used Vehicles (Model Years: 2022 and Newer)
Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.74% | Term of 66 months or less; Daily Periodic as low as . 012986 % |
| 67–72 months | 4.74% | Term of 67 to 72 months; Daily Periodic as low as . 012986 % |
| 73–78 months | 4.74% | Term of 73 to 78 months; Daily Periodic as low as . 012986 % |
| 79–84 months | 4.74% | Term of 79 to 84 months; Daily Periodic as low as . 012986 % |
Sources (1)
- championcu.org/home/rates · captured Oct 16, 2026
Who can join Champion Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Lucas County are eligible for membership.
Employers and groups
- Individuals affiliated with over 140 select groups are included in the field of membership.
Family and household
- Individuals residing in the same household as current members are eligible for membership.
Membership information collected October 5, 2026.