Credit union · NCUA insured
Cornerstone Community Financial Credit Union Auto Loan Rates
Top CarrotCornerstone Community Financial Credit Union auto loans start at 4.69% APR for a new vehicle and 4.69% for a used one. Rates checked October 16, 2026.
How Cornerstone Community Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Cornerstone Community Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cornerstone Community Financial Credit Union
4.69%APR
- Terms
- 40–64 months
- Discount
- None included
Auto Loans - New & Used
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Cornerstone Community Financial Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.69%
- Used vehicleUsed4.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cornerstone Community Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - New & Used
Rates are 'as low as' and based on credit score, term of loan, and collateral. Mileage and model year restrictions may apply. Rate discounts of up to 1% APR may be available. Full comprehensive and collision insurance coverage required.
| Terms | APR | Conditions |
|---|---|---|
| up to 39 months | 4.49% | Minimum loan amount $4,000. Approval and actual rate offered are based on overall creditworthiness factors and collateral. Mileage and model year restrictions may apply. Rate discounts of up to 1% APR may be available. |
| 40–64 months | 4.69% | Minimum loan amount $7,500. Approval and actual rate offered are based on overall creditworthiness factors and collateral. Mileage and model year restrictions may apply. Rate discounts of up to 1% APR may be available. |
| 65–75 months | 4.89% | Minimum loan amount $10,000. Approval and actual rate offered are based on overall creditworthiness factors and collateral. Mileage and model year restrictions may apply. Rate discounts of up to 1% APR may be available. |
| 76–88 months | 5.19% | Minimum loan amount $15,000. Approval and actual rate offered are based on overall creditworthiness factors and collateral. Mileage and model year restrictions may apply. Rate discounts of up to 1% APR may be available. |
Sources (3)
All captured Oct 7, 2026
Who can join Cornerstone Community Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, regularly do business in, or attend school anywhere in the state of Michigan are eligible to join.
- Individuals who live, work, worship, regularly do business in, or attend school in Fulton, Henry, Lucas, Ottawa, Sandusky, or Wood County in Ohio are eligible to join.
Family and household
- Immediate family members of current Cornerstone members are eligible to join.
Cost to join
- To become a member, opening a Regular Savings account first is required.
Membership information collected October 5, 2026.