Credit union · Privately insured
Millstream Area Credit Union Auto Loan Rates
Millstream Area Credit Union auto loans start at 4.50% APR for a new vehicle and 6.00% for a used one. Rates checked October 16, 2026.
How Millstream Area Credit Union’s auto loan rates compare
Compared with banks and credit unions near Findlay, OH, where Millstream Area Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Millstream Area Credit Union
4.50%APR
- Terms
- —
Auto Loans
2nd-lowest rate
Impact Credit Union
4.99%APR
- Terms
- up to 72 months
3rd-lowest rate
USX Federal Credit Union
5.09%APR
- Terms
- 49–60 months
Millstream Area Credit Union auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Millstream Area Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Credit qualifications, terms, and conditions apply. Membership and Credit Eligibility requirements apply. Refinancing beat rate offer: beat current rate by 1% or more; floor APR 3.95%. Existing auto loans ineligible for refinancing offer.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Credit qualifications apply. New and used 2023 and newer vehicles. |
| — | 5.25% | Credit qualifications apply. Used vehicles 2019 through 2022. |
| — | 6.00% | Credit qualifications apply. Used vehicles 2018 and older. |
Sources (1)
- millstreamcu.com/borrow/person…ns/auto-loan-refinancing · captured Oct 6, 2026
Who can join Millstream Area Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.