Credit union · NCUA insured
Cal-Com Federal Credit Union Auto Loan Rates
Cal-Com Federal Credit Union auto loans start at 6.35% APR for a new vehicle and 6.35% for a used one. Rates checked October 16, 2026.
How Cal-Com Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Victoria, TX, where Cal-Com Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cal-Com Federal Credit Union
6.35%APR
- Terms
- up to 75 months
- Up to
- 15.00% APR
Auto Loans
Lowest rate
Victoria City-County Employees FCU
3.54%APR
- Terms
- 36–72 months
- Up to
- 18.00% APR
2nd-lowest rate
Frost Bank
5.64%APR
- Terms
- up to 72 months
- Up to
- —
Cal-Com Federal Credit Union auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew6.35%
- Used vehicleUsed6.35%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cal-Com Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Reduce APR by 0.25% for automatic payment from a Share Savings or Share Draft account with Cal-Com Federal Credit Union or with payroll deduction to your new or used vehicle loan. Actual rates are based on individual credit worthiness and length of loan. All loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 75 months | 6.35%–15.00% | Reduce APR by 0.25% for automatic payment from a Share Savings or Share Draft account with Cal-Com Federal Credit Union or with payroll deduction to your new or used vehicle loan. Actual rates are based on individual credit worthiness and length of loan. All loans are subject to credit approval. |
Sources (2)
All captured Oct 6, 2026
Who can join Cal-Com Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.
Family and household
- Membership is open to immediate family members or household of eligible persons.
Membership information collected October 5, 2026.