Credit union · NCUA insured
Bienestar Federal Credit Union Credit Card Rates
Top CarrotBienestar Federal Credit Union credit cards start at 13.25% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Bienestar Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Bienestar Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Bienestar Federal Credit Union
13.25%APR
- Up to
- —
Rewards World Mastercard®
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Bienestar Federal Credit Union credit card score
66
Credit card score
Higher than 16% of U.S. banks and credit unions
- Purchase APRPurchase APR13.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bienestar Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rewards World Mastercard®
Credit limit based on creditworthiness, up to $25,000. APR is variable and based on the Prime Rate plus a 6.25% margin, adjusted semi-annually on the first day of the billing cycle to reflect the Prime Rate on the first business day of January and July (maximum APR 18.00%).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Variable APR based on Prime Rate plus 6.25% margin; applies to purchases, balance transfers, and cash advances. No annual fee. Minimum interest charge if charged is no less than $1.00. |
Who can join Bienestar Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Columbia Plaza Limited Partnership are eligible to join.
- Members of the DC Public Health Association are eligible to join.
- Employees and volunteers of The Fruit Tree Planting Foundation are eligible to join.
- Members of the Jesuit Community of Georgetown are eligible to join.
- Employees and family members of MedStar Corporation are eligible to join.
- Employees of MedStar Community Practice Network are eligible to join.
13 more ways to join
Employers and groups
- MedStar employees in the Washington DC metropolitan area are eligible to join.
- Employees of MedStar Health Faculty Practice Group are eligible to join.
- Employees of MedStar Georgetown University Hospital are eligible to join.
- Individuals affiliated with National Rehabilitation Hospital are eligible to join.
- Employees of Strategic Partner companies are eligible to join.
- Individuals affiliated with The Visiting Nurse Association are eligible to join.
- Individuals affiliated with Washington Hospital Center are eligible to join.
Military, government and schools
- Faculty and staff of Georgetown University are eligible to join.
- Employees of Georgetown Visitation Preparatory School are eligible to join.
- Faculty and staff of The George Washington University are eligible to join.
- Employees, retirees, and contractors of the Pan American Health Organization (PAHO) are eligible to join.
- Employees, retirees, and contractors of the World Health Organization (WHO) are eligible to join.
Family and household
- Immediate family members and household members of current Bienestar FCU members are eligible to join.
Membership information collected October 4, 2026.