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Credit union · NCUA insured

Bienestar Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 89Top Carrot

Bienestar Federal Credit Union auto loans start at 4.85% APR for a new vehicle and 4.85% for a used one. Rates checked October 22, 2026.

How Bienestar Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Bienestar Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 89

    This credit union’s lowest

    Bienestar Federal Credit Union

    4.85%APR

    Terms
    up to 60 months

    New or Used Vehicle Loans

  • Top Carrot, Carrot Score 88

    Lowest rate

    TruEnergy Federal Credit Union

    3.74%APR

    Terms
    up to 60 months

    TruEnergy Federal Credit Union rates

  • Top Carrot, Carrot Score 96

    2nd-lowest rate

    PenFed Credit Union

    3.84%APR

    Terms
    up to 60 months

    PenFed Credit Union rates

Compare auto loan rates near you →

Bienestar Federal Credit Union auto loan score

86

Auto loan score

Higher than 74% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.85%
  • Used vehicleUsed4.85%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Bienestar Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Bienestar Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Columbia Plaza Limited Partnership are eligible to join.
  • Members of the DC Public Health Association are eligible to join.
  • Employees and volunteers of The Fruit Tree Planting Foundation are eligible to join.
  • Members of the Jesuit Community of Georgetown are eligible to join.
  • Employees and family members of MedStar Corporation are eligible to join.
  • Employees of MedStar Community Practice Network are eligible to join.
13 more ways to join

Employers and groups

  • MedStar employees in the Washington DC metropolitan area are eligible to join.
  • Employees of MedStar Health Faculty Practice Group are eligible to join.
  • Employees of MedStar Georgetown University Hospital are eligible to join.
  • Individuals affiliated with National Rehabilitation Hospital are eligible to join.
  • Employees of Strategic Partner companies are eligible to join.
  • Individuals affiliated with The Visiting Nurse Association are eligible to join.
  • Individuals affiliated with Washington Hospital Center are eligible to join.

Military, government and schools

  • Faculty and staff of Georgetown University are eligible to join.
  • Employees of Georgetown Visitation Preparatory School are eligible to join.
  • Faculty and staff of The George Washington University are eligible to join.
  • Employees, retirees, and contractors of the Pan American Health Organization (PAHO) are eligible to join.
  • Employees, retirees, and contractors of the World Health Organization (WHO) are eligible to join.

Family and household

  • Immediate family members and household members of current Bienestar FCU members are eligible to join.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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