Credit union · NCUA insured
IDB Global Federal Credit Union Credit Card Rates
Top CarrotIDB Global Federal Credit Union credit cards start at 7.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How IDB Global Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where IDB Global Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
IDB Global Federal Credit Union
7.00%APR
- Annual fee
- None
- Up to
- 18.00% APR
VISA Classic
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Annual fee
- None
- Up to
- —
3rd-lowest rate
Educational Systems Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
IDB Global Federal Credit Union credit card score
95
Credit card score
Higher than 98% of U.S. banks and credit unions
- Purchase APRPurchase APR7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where IDB Global Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Credit limit up to $25,000. No annual fee. No foreign transaction, balance transfer, or cash advance fees. Variable rate based on 26-Week Treasury Bill Index Rate adjusted quarterly; maximum APR 18.000%. Average daily balance method. Minimum monthly payment: 3.000% of New Balance due or $20.00, whichever is greater. Late payment fee up to $25.00, returned payment fee $25.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | — |
| Ongoing | 7.00%–18.00% | None | Variable rate based on 26-Week Treasury Bill Index Rate adjusted quarterly. Maximum APR 18.000%. Grace period: 26 days after billing cycle close if full balance paid by due date. |
VISA Platinum Rewards Credit Card
Credit limits up to $50,000. No annual fee. No international transaction fees. Variable rate based on 26-Week Treasury Bill Index Rate adjusted quarterly; maximum APR 18.000%. Average daily balance method. Minimum monthly payment: 3.000% of New Balance due or $20.00, whichever is greater. Late payment fee $15.00, returned payment fee $25.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | — |
| Intro, 6 months | 0.00% | None | 0% intro APR for 6 months on purchases. |
| Intro, 12 months | 0.00% | None | 0.000% Introductory APR for the first 12 billing cycles provided the balance transfer is posted within the first 90 days after account opening. No balance transfer fee. |
| Ongoing | 9.50%–18.00% | None | Variable rate based on 26-Week Treasury Bill Index Rate adjusted quarterly. Maximum APR 18.000%. Grace period: 26 days after billing cycle close if full balance paid by due date. |
Who can join IDB Global Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.