Best Reward Federal Credit Union Savings & Money Market Rates

How Best Reward Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Cleveland, OH, where Best Reward Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Best Reward Federal Credit Union
0.40%APY
Minimum
$2,500
Earns on $10,000 a year
$40
Money Market Share Savings
Top rate
Century Federal Credit Union
5.00%APY
Minimum
$100
Earns on $10,000 a year
$500
Century Federal Credit Union rates
2nd-highest rate
CFBank
4.25%APY
Minimum
—
Earns on $10,000 a year
$425
CFBank rates

Compare savings rates near you →

Savings score

Higher than 37% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.02%
$10,000 balance$10,0000.40%
$100,000 balance$100,0000.70%
QualifiedQualified0.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Best Reward Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Share Savings

0.40%APY$2,500 to open

Minimum opening deposit of $2,500.00 ($5.00 par value in Regular Share Savings required to open any account). Up to 3 withdrawals per calendar month free; $12.00 fee per withdrawal over 3 per month. Tiered rate account calculated on average daily balance and credited monthly. A $2.00 fee applies per mailed statement (e-Statements are free).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $2,500Tier applies to average daily balance range $100.00 to $2,499.99 (balance of $2,499.99 or below). Rate applies to full balance.	0.00%	—	Tier applies to average daily balance range $100.00 to $2,499.99 (balance of $2,499.99 or below). Rate applies to full balance.
$2,500 – $7,500Tier applies to average daily balance range $2,500.00 to $7,499.99. Rate applies to full balance.	0.30%	—	Tier applies to average daily balance range $2,500.00 to $7,499.99. Rate applies to full balance.
$7,500 – $25,000Tier applies to average daily balance range $7,500.00 to $24,999.99 ($7,500.00 minimum balance). Rate applies to full balance.	0.40%	$40	Tier applies to average daily balance range $7,500.00 to $24,999.99 ($7,500.00 minimum balance). Rate applies to full balance.
$25,000 – $50,000Tier applies to average daily balance range $25,000.00 to $49,999.99 ($25,000.00 minimum balance). Rate applies to full balance.	0.55%	—	Tier applies to average daily balance range $25,000.00 to $49,999.99 ($25,000.00 minimum balance). Rate applies to full balance.
$50,000 and upTier applies to average daily balance of $50,000.00 and above. Rate applies to full balance.	0.70%	—	Tier applies to average daily balance of $50,000.00 and above. Rate applies to full balance.

Sources (3)

All captured Oct 6, 2026

Regular Share Savings

Up to 0.10%APY$5 to open

Primary account at credit union; must maintain $5.00 minimum balance to remain an active member. Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements free). $100 minimum balance required to earn dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.01%	$1	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$1,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.02%	$2	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$2,500 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.08%	$8	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$5,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.09%	$9	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$10,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.10%	$10	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$20,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.20%	—	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$30,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.30%	—	Dividends calculated on Average Daily Balance (ADB) and credited monthly.

Sources (3)

All captured Oct 6, 2026

Special Share Savings

Up to 0.10%APY$5 to open

Offered when a member needs a savings account in addition to primary account (up to 9 different accounts). Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements free). $100 minimum balance required to earn dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.01%	$1	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$1,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.02%	$2	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$2,500 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.08%	$8	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$5,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.09%	$9	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$10,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.10%	$10	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$20,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.20%	—	Dividends calculated on Average Daily Balance (ADB) and credited monthly.
$30,000 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.	0.30%	—	Dividends calculated on Average Daily Balance (ADB) and credited monthly.

Sources (3)

All captured Oct 6, 2026

Special-purpose accounts

Individual Retirement Account (IRA) Savings

0.12%APYIRA$100 to open

Available as Traditional IRA, Roth IRA, and Educational IRA. Minimum opening deposit of $100. Minimum balance of $100 required to earn dividends. Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements free). Preauthorized/automatic transfers or withdrawals are restricted.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upApplies to Traditional, Roth, and Educational IRA savings. Dividends calculated on Average Daily Balance (ADB) and credited monthly.$100 and up	0.12%	$12	Applies to Traditional, Roth, and Educational IRA savings. Dividends calculated on Average Daily Balance (ADB) and credited monthly.

Sources (3)

All captured Oct 6, 2026

Youth Share Savings

0.05%APYKids and teens$5 to open

For youth members up to age 19. Dividends calculated on an average daily balance and paid monthly. Minimum balance of $5.00 required to earn dividends. Statement fee of $2.00 per mailed statement (e-Statements free).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.$5 and up	0.05%	$5	Dividends calculated on Average Daily Balance (ADB) and credited monthly.

Sources (3)

All captured Oct 6, 2026

Christmas Club

0.03%APYClub$5 to open

Minimum opening deposit of $5.00. Minimum balance of $100 required to earn dividends. Entire balance will be paid by transfer to another account of member on or after October 31 (funds available around November 1st), and account remains open and renews automatically. Dividends calculated annually and paid annually. Statement fee of $2.00 per mailed statement (e-Statements free).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends calculated on Average Daily Balance (ADB) annually and credited annually.$100 and up	0.03%	$3	Dividends calculated on Average Daily Balance (ADB) annually and credited annually.

Sources (3)

All captured Oct 6, 2026

Tax Club

0.03%APYClub$5 to open

Minimum opening deposit of $5.00. Minimum balance of $100 required to earn dividends. Dividends calculated on an average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements free).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.$100 and up	0.03%	$3	Dividends calculated on Average Daily Balance (ADB) and credited monthly.

Sources (3)

All captured Oct 6, 2026

Travel Club

0.03%APYClub$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends calculated on Average Daily Balance (ADB) and credited monthly.$100 and up	0.03%	$3	Dividends calculated on Average Daily Balance (ADB) and credited monthly.

Sources (3)

All captured Oct 6, 2026

Who can join Best Reward Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Best Reward Federal Credit Union overview

How Best Reward Federal Credit Union’s savings rates compare

Best Reward Federal Credit Union savings score

Current savings rates

Money Market Share Savings

Regular Share Savings

Special Share Savings

Special-purpose accounts

Individual Retirement Account (IRA) Savings

Youth Share Savings

Christmas Club

Tax Club

Travel Club

Who can join Best Reward Federal Credit Union