Credit union · NCUA insured
Best Reward Federal Credit Union Auto Loan Rates
Best Reward Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Best Reward Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Best Reward Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Best Reward Federal Credit Union
5.00%APR
- Terms
- up to 84 months
- Up to
- —
New & Used Vehicles
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Best Reward Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Best Reward Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles
The fixed rate, terms, and conditions of each loan are determined by the borrower's credit qualification and loan-to-value (LTV) of the collateral. Other rate discounts may apply. Lower credit grades and longer repayment terms result in higher interest rate. An 84 month term has a minimum loan amount of $15,000 and a 96 month term has a minimum loan amount of $40,000. Up to 100% financing available. Titled collateral only; non-titled collateral and lower initial balance loans may be subject to higher interest rates. Membership required (open a Regular Share Savings account with a $5.00 minimum balance; open to eligible persons living, worshiping, working, or attending school in Cuyahoga, Geauga, Lake, Medina, Portage, or Summit counties in OH, and family/household members).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.00% | Vehicles (2026 to 2025). |
| up to 84 months | 5.50% | Vehicles (2022-2021). |
| up to 84 months | 6.00% | Vehicles (2020 & Older). |
Vehicle Loan Refinance
Fixed rate, terms, and conditions determined by credit qualification and loan-to-value (LTV) of collateral. Lower credit grades and longer repayment terms result in higher interest rate. Repayment terms up to 72 months offered (longer terms up to 84 months for $15,000 min, 96 months for $40,000 min). Titled collateral only; non-titled collateral and lower initial balance loans may be subject to higher rates. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| 24–72 months | 5.00% | Vehicles (2026 to 2025). |
| 24–72 months | 5.50% | Vehicles (2022-2021). |
| 24–72 months | 6.00% | Vehicles (2020 & Older). |
| 24–72 months | 7.25% | Motorcycles (2026 to 2025)*. Titled collateral only; non-titled collateral and lower initial balance loans subject to higher rates. |
| 24–72 months | 7.75% | Motorcycles (2024 & Older)*. Titled collateral only; non-titled collateral and lower initial balance loans subject to higher rates. |
Sources (1)
- bestrewardfcu.coop/Borrow/Vehi…s/Vehicle-Loan-Refinance · captured Oct 6, 2026
Who can join Best Reward Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.