Best Reward Federal Credit Union Credit Card Rates

How Best Reward Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Cleveland, OH, where Best Reward Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Best Reward Federal Credit Union
– –
Up to
—
No ongoing APR published
Lowest rate
7 17 Credit Union
7.17%APR
Up to
22.99% APR
7 17 Credit Union rates
2nd-lowest rate
Achieve CU
8.90%APR
Up to
—
Achieve CU rates

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Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Secured VISA Credit Card

Requires Best Reward FCU membership (maintain $5 minimum balance in Share Savings account). Card limit approved requires a deposit of the same amount to be on hold in the member's Share Savings account as collateral. Available with the VISA Platinum card and subject to approval. Reviewed annually for potential conversion to a traditional card based on credit qualifications and payment history. Variable rate based on Prime Rate determined on the first day of each quarter (Jan, Apr, Jul, Oct) in WSJ. No annual fee, no penalty APR, no over-the-limit fee, no cash advance fee, or transaction fee. Foreign transaction fee is 1% of each transaction in U.S. dollars.

Applies to	APR	Annual fee	Conditions
Ongoing	12.74%	None	Variable APR as low as 12.74%. Lowest rate is the same as the VISA Platinum Credit Card (same APR for purchases, balance transfers, and cash advances). Variable rate determined by Prime Rate on the first day of each quarter in WSJ. Balance transfer fee is $5.00 or 2.00% of each balance transfer amount, whichever is greater (maximum fee $50.00). No annual fee, no penalty APR, no over-the-limit fee, no cash advance fee, no transaction fee. Foreign transaction fee 1%. Collateral deposit required in Share Savings.

Sources (3)

All captured Oct 6, 2026

VISA Platinum

Requires Best Reward FCU membership (live, work, worship, or attend school in Cuyahoga, Geauga, Lake, Medina, Portage, or Summit counties in OH, or eligible family/employee relationship, and maintain $5.00 in Regular Share Savings). Rate is variable based on Prime Rate determined on the first day of each quarter (Jan, Apr, Jul, Oct) in WSJ. Subject to credit approval. No annual fee, no penalty APR, no over-the-limit fee, no cash advance fee, or transaction fee. Foreign transaction fee is 1% of each transaction in U.S. dollars.

Applies to	APR	Annual fee	Conditions
Ongoing	12.74%	None	Variable APR as low as 12.74%. APR is the same for purchases, balance transfers, and cash advances. Rate determined by Prime Rate on the first day of each quarter (Jan, Apr, Jul, Oct) in WSJ. Balance transfer fee is $5.00 or 2.00% of the amount of each balance transfer, whichever is greater (maximum fee $50.00). No annual fee, no penalty APR, no over-the-limit fee, no cash advance fee, or transaction fee. Foreign transaction fee 1%.

Sources (3)

All captured Oct 6, 2026

VISA Platinum Rewards

Requires Best Reward FCU membership (live, work, worship, or attend school in Cuyahoga, Geauga, Lake, Medina, Portage, or Summit counties in OH, or eligible family/employee relationship, and maintain $5.00 in Regular Share Savings). Rate is variable based on Prime Rate determined on the first day of each quarter (Jan, Apr, Jul, Oct) in WSJ. Subject to credit approval. No annual fee, no penalty APR, no over-the-limit fee, no cash advance fee, or transaction fee. Foreign transaction fee is 1% of each transaction in U.S. dollars. Rewards earn 1 point per $1 spent on qualifying purchases.

Applies to	APR	Annual fee	Conditions
Ongoing	13.74%	None	Variable APR as low as 13.74%. APR is the same for purchases, balance transfers, and cash advances. Rate determined by Prime Rate on the first day of each quarter (Jan, Apr, Jul, Oct) in WSJ. Balance transfer fee is $5.00 or 2.00% of the amount of each balance transfer, whichever is greater (maximum fee $50.00). 25-day grace period to make minimum payment after due date. No annual fee, no penalty APR, no over-the-limit fee, no cash advance fee, or transaction fee. Foreign transaction fee 1%. Earn 1 point per $1 spent.

Sources (3)

All captured Oct 6, 2026

Who can join Best Reward Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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