Credit union · NCUA insured
Steel Valley Federal Credit Union Auto Loan Rates
Steel Valley Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Steel Valley Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Steel Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
New Auto Loan
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
3rd-lowest rate
Emerald Credit Union
4.29%APR
- Terms
- —
- Up to
- —
Steel Valley Federal Credit Union auto loan score
91
Auto loan score
Higher than 92% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Steel Valley Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loan
Motorcycle terms by vehicle year: 2022 - newer (60 months), 2017 - 2021 (48 months), 2016 and older (48 months).
| Terms | APR | Conditions |
|---|---|---|
| — | 7.99%–12.99% | New motorcycle rates; APR range covers credit scores 600 to 730+ (7.99% for 730+ to 12.99% for 600-639) |
| — | 8.59%–13.99% | Used motorcycle rates; APR range covers credit scores 600 to 730+ (8.59% for 730+ to 13.99% for 600-639) |
Sources (1)
- steelvalleyfcu.org/rates.php · captured Oct 16, 2026
New Auto Loan
2024-2026 vehicles with 5,000 miles or less are considered new. Vehicle year terms: 2025-2026 (60, 72 and 84 months), 2019-2024 (48, 60, and 72 months).
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99%–10.99% | Promotional rates until 12/31/2026; APR range covers credit scores 600 to 730+ (3.99% for 730+ to 10.99% for 600-639) |
| — | 5.39%–11.99% | Regular rates; APR range covers credit scores 600 to 730+ (5.39% for 730+ to 11.99% for 600-639) |
Used Auto Loan
Vehicle year terms: 2016-2018 (48, 60 months), 2019-2024 (48, 60, and 72 months), 2025-2026 (60, 72 and 84 months).
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99%–11.99% | Promotional rates until 12/31/2026; APR range covers credit scores 600 to 730+ (4.99% for 730+ to 11.99% for 600-639) |
| — | 6.39%–12.99% | Regular rates; APR range covers credit scores 600 to 730+ (6.39% for 730+ to 12.99% for 600-639) |
Who can join Steel Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.