Berkeley Community Federal Credit Union Savings & Money Market Rates

How Berkeley Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Charleston, SC, where Berkeley Community Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Berkeley Community Federal Credit Union
0.02%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$2
Regular Share (Savings)
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
CPM Federal Credit Union
3.04%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$304
CPM Federal Credit Union rates

Compare savings rates near you →

Savings score

Higher than 1% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.02%
$10,000 balance$10,0000.02%
$100,000 balance$100,0000.02%
QualifiedQualified0.02%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Berkeley Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Share (Savings)

0.02%APY

Statement savings account designed to establish systematic savings with deposit options such as payroll deduction and direct deposit. Tiered dividend rate structure. Minimum balance of $100 required to earn dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance to earn dividend is $100.$100 and up	0.02%	$2	Minimum balance to earn dividend is $100.

Sources (2)

All captured Sep 19, 2026

Special-purpose accounts

IRA Regular Share (Savings)

0.05%APYIRA

Traditional IRA savings accumulating tax-deferred savings for retirement. IRA deposits can be made on a systematic basis, and account can receive rollovers and transfers from other IRAs and qualified plans. Minimum balance of $500 required to earn dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upMinimum balance to earn dividend is $500.$500 and up	0.05%	$5	Minimum balance to earn dividend is $500.

Sources (2)

All captured Sep 19, 2026

Who can join Berkeley Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is available to anyone who lives, works, worships, or is currently being educated in Berkeley County.

Cost to join

A deposit of $25.00 (par value of one share) into a regular share (savings) account is required.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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