Credit union · NCUA insured
Berkeley Community Federal Credit Union Auto Loan Rates
Berkeley Community Federal Credit Union auto loan rates start at 3.75% APR. Rates checked October 22, 2026.
How Berkeley Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Charleston, SC, where Berkeley Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Berkeley Community Federal Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
2nd-lowest rate
Santee Cooper Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto - Automobiles (Cars, Trucks, SUVs)
Most credit products employ credit scoring and risk-based lending.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.75% | Rate is 'As low as 3.75%'. |
Sources (1)
- berkcofcu.com/rates-and-fees/loan-rates · captured Oct 7, 2026
Used Auto - Automobiles (Cars, Trucks, SUVs)
Most credit products employ credit scoring and risk-based lending.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.00% | Rate is 'As low as 4.00%'. |
Sources (1)
- berkcofcu.com/rates-and-fees/loan-rates · captured Oct 7, 2026
Who can join Berkeley Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or is currently being educated in Berkeley County.
Cost to join
- A deposit of $25.00 (par value of one share) into a regular share (savings) account is required.
Membership information collected October 4, 2026.