Credit union · NCUA insured
Benton County Schools Credit Union Credit Card Rates
Benton County Schools Credit Union credit cards start at 13.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Benton County Schools Credit Union’s credit card rates compare
Compared with banks and credit unions near Corvallis, OR, where Benton County Schools Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Benton County Schools Credit Union
13.95%APR
- Up to
- —
Classic Visa®
Lowest rate
Oregon State Credit Union
10.50%APR
- Up to
- 20.50% APR
2nd-lowest rate
First Tech Federal Credit Union
10.74%APR
- Up to
- 18.00% APR
Benton County Schools Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Benton County Schools Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa®
Low, fixed rate on purchases, balance transfers, and cash advances. No annual fee. Purchases accrue finance charges after a 25-day grace period unless balance is paid in full; cash advances accrue immediately.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.95% | None | Fixed APR of 13.95% applies to purchases, cash advances, and balance transfers. 25-day grace period for purchases. |
Who can join Benton County Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents who live in Benton or Linn County / the local community are eligible for membership.
Military, government and schools
- Employees of schools, school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
- Retirees and volunteers of eligible school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Cost to join
- Membership requires opening a savings account with a $25 deposit.
Membership information collected October 4, 2026.