Credit union · NCUA insured
Oregon State Credit Union Credit Card Rates
Oregon State Credit Union credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Oregon State Credit Union’s credit card rates compare
Compared with banks and credit unions near Salem, OR, where Oregon State Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Oregon State Credit Union
10.50%APR
- Up to
- 20.50% APR
Visa® Value
Lowest rate
IBEW/SJ Cascade Federal Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Teamsters Council #37 Credit Union
9.99%APR
- Up to
- 17.99% APR
Oregon State Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Oregon State Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Teen Visa®
For teens ages 13–18. Co-signed with a parent or guardian. Membership in this credit union is required to open a credit account. Applicable APR based on creditworthiness, then variable based on prime rate. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50%–20.50% | None | Rates on purchases. Same rates for cash advances and balance transfers. APR varies with market based on prime rate. |
Visa® Signature
Membership in this credit union is required to open a credit account. Applicable APR based on creditworthiness, then variable based on prime rate. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00%–23.50% | None | Rates on purchases. Same rates for cash advances and balance transfers. APR varies with market based on prime rate. |
Visa® Value
Membership in this credit union is required to open a credit account. Applicable APR based on creditworthiness, then variable based on prime rate. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50%–20.50% | None | Rates on purchases. Same rates for cash advances and balance transfers. APR varies with market based on prime rate. |
Who can join Oregon State Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.