Credit union · NCUA insured
Benton County Schools Credit Union Auto Loan Rates
Benton County Schools Credit Union auto loans start at 4.49% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Benton County Schools Credit Union’s auto loan rates compare
Compared with banks and credit unions near Corvallis, OR, where Benton County Schools Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Benton County Schools Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loans
2nd-lowest rate
Oregon State Credit Union
4.94%APR
- Terms
- 73–84 months
- Up to
- 17.28% APR
3rd-lowest rate
First Tech Federal Credit Union
4.99%APR
- Terms
- up to 65 months
- Up to
- —
Benton County Schools Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Benton County Schools Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates subject to change. Effective 2026-10-01. Lowest rate for new auto. Based on credit qualification. Variable rates have floors noted in conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.49% | New vehicle. Fixed rate. Rate based on credit qualification. A vehicle is considered NEW if it is next year's, this year's, or last year's model with < 20,000 miles. |
| up to 84 months | 4.50% | New vehicle. Variable rate. Minimum APR 4.00%. Margin 3.50%. A vehicle is considered NEW if it is next year's, this year's, or last year's model with < 20,000 miles. |
| up to 84 months | 5.49% | Used vehicle less than 6 model years old. Fixed rate. Rate based on credit qualification. |
| up to 84 months | 5.00% | Used vehicle less than 6 model years old. Variable rate. Minimum APR 4.00%. Margin 4.50%. Rate based on credit qualification. |
| up to 72 months | 5.99% | Used vehicle greater than 6 model years old. Fixed rate. Rate based on credit qualification. |
| up to 72 months | 5.50% | Used vehicle greater than 6 model years old. Variable rate. Minimum APR 5.00%. Margin 4.50%. Rate based on credit qualification. |
Who can join Benton County Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents who live in Benton or Linn County / the local community are eligible for membership.
Military, government and schools
- Employees of schools, school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
- Retirees and volunteers of eligible school districts, cities, counties, or public organizations in Benton or Linn County are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Cost to join
- Membership requires opening a savings account with a $25 deposit.
Membership information collected October 4, 2026.