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Credit union · NCUA insured

Befit Financial Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 89Top Carrot

Befit Financial Federal Credit Union auto loans start at 4.20% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.

How Befit Financial Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Vallejo, CA, where Befit Financial Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 89

    This credit union’s lowest

    Befit Financial Federal Credit Union

    4.20%APR

    Terms
    up to 84 months
    Up to
    18.00% APR

    New Auto

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Navy Federal Credit Union

    4.29%APR

    Terms
    37–60 months
    Up to
    —

    Navy Federal Credit Union rates

  • Top Carrot, Carrot Score 97

    3rd-lowest rate

    1st Nor Cal® Credit Union

    4.75%APR

    Terms
    67–72 months
    Up to
    —

    1st Nor Cal® Credit Union rates

Compare auto loan rates near you →

Befit Financial Federal Credit Union auto loan score

89

Auto loan score

Higher than 89% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.20%
  • Used vehicleUsed4.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Befit Financial Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Befit Financial Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Kaiser Permanente, NorthBay Health, Sutter Health, or any other healthcare professionals working in Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo, or Sacramento county are eligible for membership.

Family and household

  • Family members of qualifying healthcare professionals or employees of Kaiser Permanente, NorthBay Health, or Sutter Health in the specified counties are eligible to join.

Cost to join

  • Membership requires an initial deposit of $50.00.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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