Credit union · NCUA insured
BayPort Credit Union Credit Card Rates
BayPort Credit Union credit card rates start at 11.74% APR. Rates checked October 22, 2026.
How BayPort Credit Union’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where BayPort Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
BayPort Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard® Platinum Cash Back
No annual fees. Foreign transaction fee of 1.10% of each transaction in U.S. dollars. Rates vary based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory rate for 12 months from account opening on balance transfers from other credit cards made to BayPort card in the first 30 days. Existing balances on BayPort Credit Union loan or credit card accounts are not eligible. |
| Ongoing | 13.74%–18.00% | None | Variable APR based on creditworthiness and Prime Rate. Earns 5% cash back. |
Mastercard® Platinum Preferred
No annual fees. Foreign transaction fee of 1.10% of each transaction in U.S. dollars. Rates vary based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory rate for 12 months from account opening on balance transfers from other credit cards made to BayPort card in the first 30 days. Existing balances on BayPort Credit Union loan or credit card accounts are not eligible. |
| Ongoing | 11.74%–18.00% | None | Variable APR based on creditworthiness and Prime Rate. |
Mastercard® Platinum Rewards
No annual fees. Foreign transaction fee of 1.10% of each transaction in U.S. dollars. Rates vary based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory rate for 12 months from account opening on balance transfers from other credit cards made to BayPort card in the first 30 days. Existing balances on BayPort Credit Union loan or credit card accounts are not eligible. |
| Ongoing | 12.74%–18.00% | None | Variable APR based on creditworthiness and Prime Rate. Earns 3x ScoreCard Bonus Points. |
Who can join BayPort Credit Union
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